Supportive Living Facilities (SLF) are basically assisted living communities that are subsidized by the State of Illinois. The Department of Healthcare and Family Services oversees the program which provides services that are usually not covered by Medicaid including personal care needs, medication reminders, laundry assistance, activities, transportation, three meals a day, and outings. When a senior has around $100,000 or less in total assets, and they need supportive services on a daily basis (bathing, dressing, etc), this is a good time to think about Supportive Living as an option. SLF’s are typically around $4000 per month for all of the services listed above. The senior will privately pay their monthly rate, and once their assets are spent down to $2000, the State will take the seniors’ Social Security check, and leave the senior with $90 per month.The community will assist in applying for Medicaid on behalf of the senior. The senior does not change apartments. Simply, the way in which the care and support for the senior is funded is the only difference.Often, we encounter families who may choose to use home care services at home, or continue to have their senior loved one reside in a private pay senior living community, but our message to them is to NOT run out of funds before moving to a SLF. Some SLF’s want private pay funds for a certain amount of time before they will allow the senior to go on Medicaid once funds run out. If the funds are exhausted while using home care services at home, or while privately paying a senior living community that does not have Medicaid on the campus, you are running the risk of not being able to get into a SLF at all. Even some campuses that have private pay assisted living, but have skilled nursing Medicaid as the financial “safety net”, require 18 months to two years of private pay funds before they will allow someone on Medicaid to reside on their campus.Once your senior loved one has about $100,000 in total assets left, give Senior Living Experts a call. We can walk you through this process, and make sure that you are considering the timing involved when it comes to moving your senior at the right time, with the right amount of finances. Do not run out of funds without first being in the proper level of care, at the right time, and at the right type of community.
We're here to help you learn how to compare pricing between different assisted living facilities because making a decision about where to place a loved one or live as an aging senior isn't easy. We're here to help you if you are looking for assisted living in the Chicago area; making it easier for you to make an informed decision.
If this all seems overwhelming to you then you really should seek out the professional expertise that Senior Living Experts can offer. We want you to fully understand how to compare pricing between different assisted living facilities and help you if you're in the Chicago area. Photo by steinarhovland (Pixabay)
Infographic provided by Venture Medical
Senior Living Experts offers free services to help you find living conditions that embrace aging safely. Living alone increases the risk of death but accepting a style of living that encourages quality of life as you age can help you live a healthier, happier life.
Seniors must make decisions that will affect their own lives but those of their loved ones as well. Many times they wait too long to have "the talk".
Read MoreApril is National Parkinson's Disease Awareness Month and a time to reflect upon the disease and some important things to remember.
Awareness of the disease can help you not only learn how to deal with it but what may possibly be expected in your future. You will learn about the symptoms, the procedures, the medications, the holistic treatments and so much more when it comes to figuring out the body with PD.
Parkinson's disease is a progressive, chronic disease that affects the ability of movement. It causes nerve cells within the brain (neurons) to die off or malfunction; causing decreased or loss of control over movements and coordination as it progresses.
You can have a full life with Parkinson's disease and Parkinson's Disease Awareness is how it begins.
This article is just the tip of the iceberg when it comes to Parkinson's Disease Awareness and Senior Living Experts can help you live life to the fullest.Cited Works:Florida Hospital - Parkinson's DiseaseMichael J. Fox FoundationParkinson's Disease Foundation
Senior Living Experts understands that promoting healthy nutrition in the elderly can be difficult. March is National Nutrition Month; a time to focus on healthy eating habits at every age.
We can help you find the services you need to help promote healthy nutrition in the elderly person(s) in your life.As we age our bodies change and so can our eating habits. Seniors who have dementia can be especially difficult. Here are some interesting ways to address changes in eating habits and promoting healthy nutrition in the elderly…
If you’re looking to find a senior living facility and that you want to be sure is promoting healthy nutrition in the elderly you’ll want to ask a few questions.
Senior Living Experts can help you find the right kind of senior living facility to help you be sure your elderly loved one is eating healthy! Making sure you understand the nutritional needs of your senior is important, especially those battling Alzheimer’s. Join us in promoting healthy nutrition in the elderly this month by sharing this page with others!Photo by OakleyOriginals
How should you choose Chicago assisted living facilities?Senior Living Experts offers free assistance in helping you find the best fit for you and your needs.
We are here to serve you in finding the right fit for senior living options. First, we want you to understand our services as explained here. We guide you by evaluating your situation and then providing you with options for YOU to choose.
Many people forget to think that part of what you are looking for when you choose Chicago assisted living is the “living” part! You need to choose your senior living with these 5 main points in mind for your current situation and the future:
Today’s seniors are active, hands-on, knowledgeable and wanting to age well.When you’re finding your way to the future of your golden years go with your heart. Let us assist you when it’s time to choose Chicago assisted living facilities so that you can find the place that will continue to feel like home, filled with happiness every day.Unsplash Photo by Tiago
An exciting night in television history for us last night! Dominic Chu from CNBC did report for PBS' Nightly Business Report that featured a clip with Senior Living Experts Founder, Lisa Sneddon.In the beginning of the month, we were contacted by a producer from CNBC regarding the show. Lisa was asked numerous questions about the state of the industry and the current costs for care.This was part three of a four part series, Aging in America and this segment focused on the companies to watch for stock purposes. Our nations aging population is going to need senior living and related resources so the gist is that you want to watch out for the big players in the industry and think about investing in their stock. I actually spoke about one of the main reasons and benefits of choosing assisted living over home care which was the socialization aspect.
Unfortunately, none of the other questions or answers fit into the focus (or the time frame!!) of this particular segment, but it was such an interesting experience from start to finish, and we hope to get the opportunity to do it again!Here is a link to the featured segment on the show : "Aging in America: the companies that benefit"And here is Lisa, sitting in front of a magical green screen for the first time!
Someone just sent me a link to an article that was in Monday's edition of USA Today. I am just getting around to reading it now. Its a great article and it speaks of all the different kinds of situations we come across in our business. I have included the link here USA TODAY article on Elder care shifting away from nursing homes.
When I went to the site though, it appears they are doing different articles on the subject all week so its a great place to browse. Also, they had a link to the ABC caregiving articles and stories including the one I mention below where they wanted caregivers to send in video clips! Check it out!
Photo on Unsplash by Sam Mcghee
supportive living facilities (SLF) are a relatively new concept in senior care. The first one in Illinois opened up in 1999 and in 2005 the state enacted to make SLF a permanent program.
See, what was happening was that there were seniors living in nursing homes that did not require 24-hour care. Maybe they needed it when they first got there, but then the got better, yet going home alone was not an option. These residents were on Medicaid and the state figured out that it would cost less for them to live in an “assisted living” model than a nursing home that cost more to operate. The state has saved about 40% in Medicaid costs and is preventing premature placement in nursing homes.
The definition of SLF is affordable, independent living for seniors in need of some assistance with daily living (ADLs), such as medication management, bathing, grooming, etc. As a state program, financial assistance is available for those who qualify. But you can also live there and pay privately. Or move in as a private pay and spend down.
Most of the SLF buildings in the Chicagoland area are brand new construction or rehabs! Each person has their own apartment, which has to have at least 300 sq of living space, closets and a full bathroom of their own. The doors lock from the inside for privacy and there are emergency call systems in each apartment. Also, they are wired for private phone lines, access to cable and include a sink, microwave and a refrigerator. (Kitchenette.)
Services included are 3 meals a day, housekeeping, laundry, health and wellness checks, activities, group transportation and assistance with ADL’s if needed.
The difference between assisted living that we already talked about and an SLF is that the SLF does have financial assistance to those who qualify. Requirements include that the resident MUST be at least 65 or older (not always the case with private pay AL). They must require help with at least one ADL (unless paying privately). They cannot have a primary or secondary diagnosis of Mental Illness or be developmentally disabled. And must receive a minimum monthly income of Social Security (SS) of $603 a month.
So how much does it cost? Well if you want to pay privately, the rates are lower than most assisted living buildings – usually falling in the range of $2500-2900 a month for a single person.
If you qualify for financial assistance then your SS check goes directly to the facility toward payment of your rent and the state makes up the difference. The resident receives $90 of their SS check back to use for miscellaneous expenses. (In a nursing home the reimbursement is only $30! – What in God’s name can you do with a dollar a day? – just my 2 cents..)
Where are they? Good question! The state has a website www.SLFillinois.com that will give you list of locations that are open and those that are pending. There currently are about 50 open and operational sites and over 90 pending in the state. They also include the addresses and phone numbers so you can call and get more information or schedule a tour. Some of them have waiting lists so it’s good to call sooner rather than later. The website also goes into great detail than I just did as to how it works!
Photo by Jahnae Neal from Pexels
This holiday season, it’s important to observe how your senior loved one is doing when visiting them. Often, after the holidays, we get calls from families who have noticed some changes in their family member that have caused them to think a more supported lifestyle may be in store.Here are some things to look for:Is your loved one still active and participating in the events that they have always enjoyed?Is their personal hygiene being done on a daily basis?Are they eating proper, nutritious meals?Have they had recent falls?Are they mentally alert and making safe decisions for themselves?Are they seeing their doctor regularly?Is their home safe to navigate? (Laundry on main level, walk in shower?)If after seeing your senior in the next several weeks, you feel they are in need of more support, give Senior Living Experts a call. We can talk over the options with you and educate you on the senior living level that would benefit your senior the most. Perhaps, it would be for a respite stay during the difficult months of winter, or for a permanent transition. Either way, we can assist in helping to make your senior successful and fulfilled in their newfound lifestyle!
When it comes the time when a loved one needs extra care and assistance to remain happy and healthy, the words "memory care" may come up as an option. As our loved ones age, they lose not only physical capabilities, but also mental ones.
Memory care communities are designed for those with Alzheimer’s or other memory related illnesses in mind. They aren’t too different from assisted living communities, They provide many fundamentals such as housekeeping, meal preparations and aid with daily needs, but also pays specific attention to those with memory loss and their unique needs. Memory care communities prioritize keeping seniors involved and mentally active. Even with the loss of cognitive abilities, seniors can continue to engage with others and take part in many activities and hobbies that staff provides. Many care communities have social calendars filled with a variety of activities to get seniors excited. For some communities, that means cognitive abilities like brain games.
Just like every senior is different, so is the memory care provided. When you choose a new community, the care plans you get customized to fit the needs of your loved one. Often, seniors with memory problems are placed in a solely memory care community that best enables care workers to assist our loved one's unique needs. Memory care units can also be separated for those with early dementia or late stage dementia. Staff in memory units are also highly trained and equipped as well as usually having undergone additional training for dealing with those who have memory related diseases. During the COVID pandemic, memory care communities are taken the safest measures possible. Memory communities are a secure and safe environment for your loved ones who deal with Alzheimer’s or memory related diseases where they can continue to enjoy life while also getting the best care possible. Regardless of your choice, your mom is good hands. Whether in Barrington, Lake Barrington, North Barrington, Lake Zurich, Deer Park, Naperville, Bull Valley, Crystal Lake, Schaumberg, and the City of Chicago, senior living communities care options for your loved ones. Contact us to get in touch with a certified advisor who knows your area.
It’s IBS Awareness Month. We want you to understand how Chicago assisted living facilities can help irritable bowel syndrome in the elderly. Senior Living Experts can help make life a little easier for you or a senior loved one who suffers from IBS.
First of all you need to begin the process of finding the right assisted living facility. There are a number of ways that Chicago assisted living facilities can help with irritable bowel syndrome in the elderly.
Consequently choosing the right senior living facility can make a big difference in your quality of life. The amenities offered and chosen are as important as location of the facility when you need help with certain health issues.
Let our team help you find the senior living facilities that can give you quality of life while living with IBS. assisted living facilities in Chicago can help irritable bowel syndrome in the elderly when the facility offers the amenities to manage IBS symptoms.Photo by H o l l y.
What are the Best Activities for Seniors? The “best” is in the eye of the beholder, but with a little help from dailycaring.com, here is a list of options for seniors to consider for fun activities to engage in on a daily basis:
In all senior living communities, we find full on fitness centers, or at the very least, the space available to hold a fitness class of some short. For seniors who are less mobile, communities offer chair exercise and chair yoga as alternatives. I have seen balance machines in communities with detect for the senior in which direction they would fall if in fact, they were to lose balance. This tool helps the senior understand which direction their body would tend to fall, and then therapy team members can teach the resident “how" to fall properly. Nobody expects to fall, but often this is what we see happen to seniors all too often. If we are able to educate them on the safest way to break your fall, they may not experience fractures, which we certainly all want to avoid. Exercise is a great activity for the more mobile senior too, and can add Tai Chi as an option, a walking club, dance classes, and trainer supervised resistance training. After a hard workout, we are also seeing more massage stations brought into senior living communities to relax the senior, loosen tight muscle groups, and make the senior aware of any potential health concerns noticed.
This is so important, even in the cooler weather. We all need sunshine and fresh air on a daily basis. If a senior cannot get outside, open a window. Sit inside, but in the sunshine and close your eyes letting the sun hit your face. This is an enjoyable activity for anyone, especially seniors who are often more prone to being indoors. I was visiting a senior living community a week ago, and when I left, it was about 30 degrees outside. It was dark as well, as it’s only the beginning of March in Chicago. As I opened the door and walked out onto the front porch of the community, I see a son enjoying some time with his mom and both were all bundled up! I was so happy to see that the son realizes how important being outside is, and how important fresh air is to make us all feel alive! March in Chicago, 30 degrees, bundled all up... Do what you have to do to get your senior outside everyday!
As in hobbies, our lives are so busy, we often don’t get to be as creative as we would like to be in terms of drawing, painting, sculpting, putting together scrapbooks, and the newest craze being coloring books! Working on our “masterpieces” causes one to relax, reduces stress, and anxiety. We often lose ourselves in our artistic works not realizing how much time has gone by! Senior living communities consider creativity and art to be a very unique and celebrated activity for seniors as you see some of the residents’ works displayed around the community for all to enjoy.
Often our lives are so busy, we don’t get to partake in the hobbies that we love as much as we would like to. Being a senior is a great time to pick up the hobby that they used to like to do, but never had the time for. Now is the time! Whether it’s knitting, woodworking, gardening, playing an instrument, or baking, senior living communities support their residents by finding ways to bring these hobbies back to the seniors who are willing to try them again. More and more communities that are new are actually waiting for their seniors to move in to determine an activity calendar because they want resident input. If the residents want to garden, raised garden beds will be built, supplies purchased, and plots divvied up! If a resident always played a particular instrument, but no longer has it, there is an opportunity to rent one and allow the resident to try it again. Hobbies are a great activity for seniors to re-familiarize themselves with, and share their hobby with their new friends.
This is a great way to exercise the brain, relax, and let yourself go into another world through a great story. Seniors can choose a great book, but also magazines, E-reading, and audio books are a great option as well. Reading an old favorite can help the senior recall the events of the story which is a great tool to exercise the brain by recalling the plot, sequence to the story, and conclusion. In senior living communities as a favorite activity for the seniors, book clubs are a popular and well attended activity slot for the day. This gives the seniors the ability to participate in discussion, relate the storyline to their own lives, and is an important tool in overall socialization for the seniors. If the senior was never a big reader, they may not be aware of audiobooks as another form of storytelling, as well as the E-reading phenomenon now, so we need to be sure to introduce those mediums as a way for seniors to engage in this activity.
Game rooms are a big part of senior living communities now. Rooms are often dedicated to Scrabble playing, card playing of all kind, Bingo, word searches and puzzles. This allows residents to form groups who would like to play, or simply going in the game room on their own and putting in a few pieces to the puzzle, is a great activity for seniors.
We don’t want residents watching too much TV as there are so many other more enriching activities to take part in. However, with shows from the Food Network, for example, the recipes can be followed by the baking club at the community, and a delicious treat can be created by the residents! Demonstration kitchens are often seen in senior living communities now as a way to bring a favorite recipe back for all to try. Movie nights are a regular fun activity for seniors as they reminisce about their favorite actors, favorite lines in a movie, and favorite love stories or adventures. Finally, music is imperative as a favorite activity to be brought to seniors on a daily basis. We have seen studies on how playing music to non-verbal Alzheimer’s patients can trigger language, conversation, and old memories to surface. Entertainment is an escape, just like a favorite book.
In working with seniors for 23 years this year, I have learned two things that the senior loves as an activity: anything to do with children and pets! They love both, and when children or animals walk through the doors of a community, faces brighten up! A lot of communities offer pet therapy as a favorite activity, as well as intergenerational activities such as seniors helping young children to read and write. It works both ways here, as the child is just as happy to be with the senior, as the senior is to be with the child.
Many seniors who live in senior living communities choose to volunteer at their nearest hospital or church. Volunteering gives seniors a sense of purpose, and this activity is as beneficial for the senior, as it is for the receiver. Knitting for the newborn preemies at the nearby hospital, stuffing envelopes for a not-for-profit organization, assembling care packages for the troops are just some ways a senior can help to give back. It’s a purposeful activity for the senior, that has a ripple effect in the good that it does for so many.Many senior living communities are stepping up their activity programs by asking residents what they have always wanted to do, but never could. So, when something like “skydiving” is brought up, don’t be surprised if the community works to clear the resident for the potential of fulfilling a lifelong dream! Activities are important for all of us on a daily basis, but for seniors, it’s the lifestyle that they so deserve. If you are looking for the right senior living solution for your loved one, contact us at (773) 938-3772 and we’ll be happy to help you
Activities are a very important part of life as you age; especially if you are living in an assisted living facility. No matter what, we want to age well and as healthy as possible despite the physical and mental trials and tribulations we are handed.
There are 6 main aspects to healthy aging. It’s important to understand how to evaluate activities programming in assisted living facilities properly in order to ensure that the following are taken into consideration:
Senior Living Experts will help you evaluate activities programming in assisted living facilities by asking the right types of questions to help find the activities your loved one is most likely to both appreciate and benefit from.
Here are some categories to cover and questions to ask include:
Our blog on Assisted Living Pricing will help alert you to some of the possible hidden costs.
Here at Senior Living Experts we know how to evaluate activities in assisted living facilities, making it easier for you to narrow down your choices for your loved one.Resources:American Alzheimer’s Association (ALZ.Org)Photo by Z-Solutions
Dr. Cheryl Woodson, Family caregiver, geriatrician, and author is a tireless advocate for seniors and their families. On Thursday, August 16th, 2007 she will be presenting an informative FREE lecture titled:
"To Survive Caregiving" Daughter's Experience, A Doctor's Advice on Finding Hope, Help, and Health."
This event is going to be held at the Hallmark at 2960 North Lakeshore Drive in Chicago. They offer free valet parking. Seating is limited so please RSVP by August 13th, 2007 to (312) 329-9060. The event is also sponsored by Senior Bridge, an excellent private duty and care management company here in Chicago.
The first fifty registrants will receive a complimentary copy of "To Survive Caregiving"
Photo by Andrea Piacquadio/Pexels
I was looking at the 'stats' for my blog just now and I noticed that someone found my page by entering the following question into their search bar: "assisted living places in illinois that take medicare payments". Here is your quick answer.NONE.Medicare does not pay for long term care. It will pay for long term care in a rehab center after discharge from a hospital. It will pay for out patient therapy which can be performed in and assisted living home. But it does not pay for ROOM and BOARD. In Illinois we have some assisted living facilities that can be paid for via Medicaid, called supportive living facilities, but the rest are private pay.
Photo by Andrea Piacquadio from Pexels
I am constantly around seniors. And many of the seniors I am around are in long-term care or considering long-term care. Most of them have many ailments and take lots of medications. The exposure to this has really made me think about healthy aging.
I am starting to really pay attention to what I eat - because it seems to be one of the most important parts. Studies I read about cancer or Alzheimer's - they always talk about the healthy foods that people eat that prevent or slow down these diseases.
After years of eating the quickest and cheapest food out there, I have found myself spending more and more time (and money) in Whole Foods. I am also going more often because I buy smaller amounts of fresher food.
That is one of the reasons I recommended Dr. Weil's book on this blog - there is a link to it on Amazon on the right. → I think he is the end all be all on the subject of healthy living and healthy eating. The only problem is he makes me feel horrible sometimes. (Does anyone else feel this way or just me?) I hate fish! I don't have the discipline to follow all the suggestions... but its something to aspire too.
So I will continue to read as many labels and I can bear and stay as far away from fast food as I can so that I can look forward to enjoying a nice long life and live as independently as possible in my future.
But if I do need assisted living, at least I will know where to go and how much it’s going to cost.
Photo by Andrea Piacquadio from Pexels
Earlier this week, as I was talking with a son about his mom, I had a very real Alzheimer's moment. One of those things that happens. Those warning signs. Those 'safety' concerns...
Here I was talking to this gentleman about his mom's safety and how moving out of her large home into an independent living community would give the both of them piece of mind.
And then I smelled the most horrible smell in the world.
I had been steaming some vegetables (using the steamer my grandmother gave me) in one of my beautiful Calphalon pots and *forgot* about it. I had taken the veggies out but forgot to turn off the stove and therefore the water boiled away and I cooked my pot. Luckily, after a good soak, the pot was as good as new.
But now I think I might need at least move to a place that provides meals... at least I know a bunch of good ones! :)
Photo by Askar Abayev from Pexels
May is Arthritis Awareness Month and our focus is on those who suffer from debilitating arthritis. The term arthritis itself means inflammation in the joint area and can not only be debilitating but cause chronic pain that can change your life forever.
There are 100 different types of arthritis; however, these 4 are the most common types experienced:
Arthritis can be so painful and symptoms so severe that it becomes debilitating. When arthritis affects your quality of life it can be beneficial to seek out caregiving or some type of assisted living that can help make your life easier.
Senior Living Experts can help you find the best options to deal with your arthritis while maintaining your independence. The reality is that arthritis can be extremely painful at any level; but debilitating arthritis literally changes your quality of life.Photo by handarmdoc/Flickr
This week, for the first time, I heard the term, “Elder Orphan”. Of course, as a Senior Living Advisor with Senior Living Experts for twelve years, I have come across dozens of seniors who have no children, and no extended family members. Just the term, “Elder orphan” pulled at my heart strings. To navigate aging on your own, has got to be a lonely and frightening road to experience. According to CNN, about 22% of seniors over 65 years old are Elder Orphans, having no family in their lives. Some say being alone in life is not something to be concerned about. They will be just fine. This could certainly be true, however, there is value in being aware of services available to our seniors who may want more support as they age.
Geriatric Care Managers are a great option for seniors who may be alone in navigating their care, their daily bill paying, coordination of doctors appointments and personal plan of care. Some can act as Power of Attorney, which is necessary to care for the healthcare and financial issues that inevitably come into play as seniors age. Geriatric Care Managers take the entire plan of care of the senior and make sure all players on the seniors team are acting as they should to give the senior the support they need.
Calling Senior Living Experts would also be a way to construct a support system around the senior so that they can seek help from the right professional. Not only does Senior Living Experts assist in finding seniors communities to live in, we also have a wide network of other senior professionals who can assist the senior. Some of these are Elder Law Attorney’s, Senior Move Managers, home care providers, senior certified realtors, caregiver stress counselors, financial advisors, grief counselors, etc. We can create a network around the senior so that seniors are not alone at all.
Senior Home Sharing is another concept in the western suburbs of Chicago that may continue to grow in popularity. About five to ten seniors share a home, each having their own bedroom, and sometimes sharing a bathroom with another resident. There is a 24/7 manager in the home who prepares meals, does light housekeeping, and conducts activities for residents to enjoy. The atmosphere created is a very family-like, collaborative environment where everyone looks out for one another. The monthly fees to live in a shared home are very reasonable, so it’s a great option for seniors looking for more support.In closing, last night on World News, there was a story of a WWII Veteran being buried, but had no family members. When fellow Americans found out about this, dozens of strangers became family and attended the Veterans services so that he was not alone. Whether someone chooses to be alone or not, there are services available, as well as selfless people who simply want to let the senior know, they are there for them.
Your expert advisor will accumulate information necessary for proper placement, such as your needs, location, and budget.
We provide numerous recommendations based on the details provided. Our goal is to combine your needs with our knowledge of senior communities.
Your advisor will accompany you on tours so your search can be as thorough as possible. We want what’s best for your loved ones just as much as you do.
After a choice has been made and your loved one has moved into their new home, we will continuously check in to make sure everything is going well.
Together, let’s begin the journey to finding the home that will enhance the life of your family.