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Cost of Senior Assisted Living - 7 Things That You Need to Know

Elder care can be a difficult thing to figure out on your own and there are tricks that a professional adviser may know about assisted living pricing that could help you.

7 Things You May Not Know About Assisted Living Pricing

There is a lot to be considered when looking into assisted living. Here are seven things you may not know about assisted living pricing:

  1. Services – Pricing for various services may be offered a la’ carte; meaning that you may be able to mix and match the specific services needed. An example of this is having laundry and housekeeping chores done by the family or friends instead of the facility.
  2. Pricing – Not all pricing is set in stone and may be negotiable. An adviser will know how and what facilities are open to negotiate assisted living pricing.
  3. Fees – Be aware of special fees, often referred to as “community fees” or “entrance fees” as these can become a very costly part of the overall assisted living pricing. These may also be negotiable in certain facilities or spread out over a matter of time to help defer the overall initial costs.
  4. Types of Assisted Living – Assisted living pricing can vary according to the type of assistance you are in need of to maintain quality of life while aging. Understanding the numerous types of assisted living is very important and is part of a service that an adviser such as Senior Living Experts can offer.
  5. Planning – Planning ahead is the best way to stay ahead of the game when it comes to aging affordably; however, this is often something that is put off until you are at a point where you’re already searching for options. Planning ahead can include Long-Term Care Insurance and estate planning among other options; all of which a senior care expert should be able to help you with.
  6. Costs – There are a number of costs that can be added, removed, or negotiated to reduce the overall cost of assisted living pricing. These can be adjusted by determining the specific types of housing and needs that would work best; apartment living, single or shared room senior care facilities, senior care at home, or a specific type of facility needed for your particular needs such as memory care, dementia or Alzheimer’s care facilities are some of the most common options available.
  7. Understand Benefits Available – There are often benefits available to seniors when it comes to affordable housing or care options. Benefits are specific to everything from being a veteran, war vets, and/or lower income levels (such as these supportive living facilities sprouting up in the Chicago area) and can help defer the overall costs of assisted living pricing when utilized.

The new cost of assisted living

Genworth, a leading provider of life and long term care insurance recently released it's 12th annual Cost of Care Survey. The study follows the cost of Home Care Providers, Adult Day Health Care Facilities, Nursing Homes and most importantly to us here at Senior Living Experts, assisted living facilities.According to the report, on a national basis, the yearly costs that consumers pay for assisted living care has risen 2.5% annually over the last five years. Costs have increased at a faster rate in the past year.For 2015, the national median monthly rate for for assisted living care is $3,600, which translates to $43,200 annually.Specifically for Illinois the median annual rates were found to be:- Home Health Aide: $49,192- Homemaker Service: $48,048- Assisted Living Single Occupancy: $48,600- Nursing Home, Semi-Private room: $64,780Keep in mind that when comparing the cost of a home health aide or homemaker - you also have to include the cost of maintaing the home the senior is in.  Those costs can include maintenance, taxes, mortgage, groceries, utilities, cleaning, transportation etc - making the cost to stay at home greater than the cost to live in assisted living (Generally speaking).It was noted that the minimum monthly for assisted living in Illinois was $1,278 - which I am sure was not in the Chicago metro area, and the maximum was $9,840.  Monthly costs can vary due to location of the building itself (proximity to the city, hospital, major roadways etc.. just like real estate) as well as the size of the room and the amount of additional care required.  Some residents may only need help with reminders and meals and activities while others need assistance with showering and going to the bathroom which will cost more.The report did find that Illinois is not in the top 10 most expensive states for the cost of senior care.  So while we are higher than the national average, we are lower than Washington DC which was $94,050!Let us help. Most people will go into the search for the best assisted living pricing as first time buyers and like most things in life, experience and knowledge can be the best way to avoid making the wrong move. Photo by dno1967b via Flickr

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Mental Health Services When Working With Seniors

When seeking assisted living facilities for seniors in the Naperville area, available mental health services should be considered. Senior Living Experts can help you choose the right facility.

Choosing The Right Facility

Assisted living facilities in Naperville and surrounding areas offer varying levels of care for different physical health needs of their elderly residents. Some, however, also specialize in providing certain types of mental health needs and may be a better fit for family members seeking a safe, welcoming community for their loved one.Finding the right fit is critical for the peace of mind for residents and also for family members looking for a quality place for special people to receive care beyond what they are able to receive at home. This is especially true when mental health needs are involved: some families may not have adequate training, secure homes or scheduling availability to properly care for someone around the clock who continues to develop mental health challenges.However, an assisted living facility that is able to provide mental health services and care can help with these types of residents, and help them feel welcome while providing them with round-the-clock trained care and physical security.The staff at Senior Living Experts are skilled in providing the type of care required. Some of the more common types of mental health challenges we can help with are:

Depression

It’s expected that as people age, they’ll have more moments of sadness, such as grief over recently deceased friends or family members, changes in environment or even financial concerns. Even the stress of having to consider relocating to a retirement community and give up a longtime home can cast a negative light on everything around someone.But there are critical differences from ‘feeling a little blue sometimes’ to suffering full-blown depression. The latter can be an actual chronic mental illness that can strongly impact a senior’s life – and sometimes the lives of their caregivers or family members. With prolonged depression, they may lose interest in previous pleasures or hobbies, want to withdraw, and sometimes lack interest in exercise, activities or even eating. All of these could affect their physical health as well.The staff at Senior Living Experts are trained to observe residents around the clock, notice any of the possible symptoms of depression, and encourage them to take whatever steps are necessary to help them. This could be everything from encouraging them to be involved in social and physical activities around the community to involving their health care provider, who could discuss different medication or therapy options.Medical science continues to research the causes and treatments of depression, but an assisted living community can be a good place to make sure they are well-supported.

Dementia

This is a blanket term for many of the temporary or permanent behaviors associated with declines in mental ability, especially as someone ages. These can include confusion, memory loss, perception problems, and simply problems paying attention.Some forms of dementia may even trigger other mental health problems, such as depression.Some may be reversible, while others, including Alzheimer’s disease, are permanent, progressive, conditions. However, research is still taking place. Assisted living facilities with mental health services take special effort to aid residents suffering from different types of dementia or not aggravate them further. This can include everything from playing familiar music to cooking familiar food, as sound and scents from someone’s past have each shown to be especially calming.Residents may gather to be social and share memories from the past, which are often more vivid than current memories. Or they may get together as a group to work on puzzles or other mental challenges to keep their brains active.Some assisted living facilities have been especially designed for memory care patients, and include tools like monitored doors or locked gates to keep residents from leaving on their own. The staff at many facilities has also been trained in how to courteously accommodate residents who may lose track of their rooms or forget their surroundings.

Other Services

Research is continuing into possible ties between mental health and aging, so some employees who work in assisted living facilities remain interested in seeking programs and activities that may boost interest and participation – and possibly may aid mental health as well.In the Naperville area, some alternative or complementary medicine providers in the community come to one of the facilities to visit and work with residents. Their services are designed especially with seniors in mind, such as acupuncture, a method where slim needles inserted in someone’s skin to help boost mental and physical energy; and holistic medicine, where seniors receive an education in topics about herbs and other natural products to provide extra energy and a better diet.

Making The Transition Easier

Senior Living Experts are here to help smooth the transition for your loved one. Contact us to learn the best steps to take when you are considering assisted living for a senior with mental health challenges.

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Today, Medicare is not enough to cover your senior living facility.

It seems to me that someone, somewhere once thought that Medicare pays for everything. I think now that more and more people are on Medicare we are finding out that it does not. Medicare is HEALTH INSURANCE. Often times I have to explain to children of elderly parents that Medicare is NOT going to pay for their long term care needs. Medicare will not pay for room and board or care at an assisted living community. In fact, it will only pay for a limited number of days at a skilled nursing home upon discharge from the hospital. Then, the patient, should the decide to stay, needs to pay "out of pocket."

Its just like the health insurance that we have. It will pay for doctors visits and medication to some extent, but if we got laid up in a nursing home, and had to stay it would not pay after a certain number of days. Heck, the insurance companies have new mothers out of the hospital the day after birth because they don't want to pay for the "room and board."

But let me back up. Medicare is health insurance for people age 65 or older. You apply for it. And you pay for it, just like you pay a monthly premium for the health insurance you get through your job.

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Delivering Lunches to Hospitals

Meals To Hospitals

What better way to support our locals? These last 2 weeks, our Advisors Kerry Quirin, Rebecca Donze, and Nancy Pappas have been delivering meals to nurses at Chicagoland hospitals. We've been extra careful to not only provide meals to the nurses during the day shift, but also the night shift. This week, we partnered with Mojo's East Coast Eats.

We're Not the Only Ones Helping Doctors and Nurses!

Here, Western Suburbs Advisor Kerry Quirin talks about all the wonderful ways the average Chicagoland person has been helping. From PPE to other gifts and food, these communities have received so much support![video width="400" height="224" mp4="https://seniorlivingexperts.com/wp-content/uploads/2020/05/95819651_241097490312652_2706580255547588608_n.mp4"][/video]You may have a question then: is it safe, or even is it worth it to move a senior living community?

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Free Audio Conference: Specific Strategies You Can Use Today for Helping People with Memory Loss

Audio conferences presented by the Alzheimer's Association, Greater Illinois Chapter are held the second Tuesday of every month. This month's topic is very relevant of many of the families (and professionals) we work with so we wanted to pass it along so you could participate.This one will be held Tuesday, October 13 from noon to 1 p.m. Click here to register or call 309.662.8392. Once signed up, registrants will receive information and directions for the call.

Presenter: Melanie Adams, Director of Education and Outreach, Alzheimer’s Association, Greater Illinois Chapter

Description: When a person with dementia refuses to do something we need them to do, it is easy to get frustrated. However, a few simple techniques can help them stop “digging in their heels.” Join in to learn ways we may be contributing to their stubbornness without even realizing it. Focus on skills to gently guide them from a “no” to a “yes” as we try to support them and keep them safe while honoring their dignity.

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How to Move a Parent with Dementia to Assisted Living Facility

Having a talk with your aging loved ones about a transition into a nursing home or assisted living facility can be very difficult. This is a very emotional part when you let your aging loved ones know that it is time for them to go into a nursing facility. This is such a difficult phase in everyone’s lives, but this is the crucial part. Of course they may not understand at first, but by slowly explaining to them the reason why, they will soon see your reasons. Proper timing as to when to start the conversation is key here.

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They will always be reluctant at first, because of their fears. That’s understandable though, especially if they are suffering from dementia. People with dementia will get confused and agitated if they are in an environment that is new.

Addressing the Issues

1. Living space conditions2. Problems with performing their daily activities3. Health problems4. Money matters5. Mobility

What is dementia?

Dementia is a term where one’s mental ability declines that is severe enough that it interferes with the individual’s daily life. Alzheimer’s disease is the most common form of dementia. It affects the thinking, behavior and one’s ability to perform day-to-day tasks.

How to Ease the Transition of Your Aging Loved One

Making the transition for the elderly with dementia is a big deal. Those that are suffering from the disease need something or someone that is always familiar to them because they get confused and easily get agitated if something new is introduced abruptly.1. Introduce your loved one in the facility before they actually move there. Gradual introduction of the new environment helps them in familiarizing the new surroundings for which they will be staying.2. Keeping familiar items in their new room – especially with their favorite things. If possible, make their room look exactly like their old room.3. Make sure that staffs are informed about your loved one’s personal preferences.4. Make sure that they get to eat their favorite snacks or food especially if they come from a different culture and being introduced to a bicultural or multicultural environment.5. Keep a list of your loved one’s favorite songs.6. Visit your loved ones daily.7. Make you that you consult with the doctor before you ever move your loved one in the nursing facility to make sure they have the medical equipment and medicine supply for your loved ones.Understanding their needs and their apprehensions and being able to address them accordingly would greatly help them in their transition to a nursing home facility.This great guest post was written by Jesse Waugh who writes for Daughterly Care.

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Technology to help you balance work & family responsibilities

Chicago Department on Aging's latest Brown Bag Lunch Series promises to teach you about new gadgets that ensure the safety of your older loved ones while you are away from home as well as find out about programs and services available to help you balance your responsibilities as a caregiver for an older adult.Bring a lunch - the seminar, as usual, is FREE.Friday, July 20, 2007 12:15-1:15Chicago Department on Aging30 N. La Salle #2320(312) 744-8580

Photo by Linkedin

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How to choose a Pet for Seniors?

Most independent living communities and some assisted living communities allow senior residents to have pets in their homes. As a part of the activities programming in senior living communities, often pet therapy and pet visits are on the schedule regularly. In working in senior living communities for the first ten years of my career, I got to witness the delight on the seniors’ faces when pets, especially dogs, would trot in the front door. Pets show us unconditional love, and remind of the pets we had and loved in our lives.

How to Choose a Pet for Elderly?

There is research backing up the fact that pets cause our blood pressure to decrease, reduces stress, helps with depression and anxiety. Not only do we crave companionship in our lives, but also having the responsibility of a pet gives the senior a sense of purpose. Making sure to choose the right breed is important, especially when it comes to energy level, whether the dog needs to be groomed on a regular basis, and since most senior living communities prefer dogs to be under 35 pounds, the size should also be taken into consideration. If the senior is a Snow Bird, this lifestyle must also be taken into consideration when choosing a dog. An easy going, flexible dog who can adapt to a new environment would be ideal in this situation. The age of the dog must also be taken into consideration. A dog is considered a senior at about seven years old.

Pet Services for Seniors

If the senior enjoys the companionship of a dog, but is not able to care for the dog, there are many services available to the senior for a little extra help. Dog walkers can be hired to allow the dog several nice long walks each week. There are even services available to pick up after the dog in the backyard! For grooming, mobile dog groomers will come right to the seniors home and groom the dog right there. These services allow the dog to be well cared for, even when the senior is at the point where they could use a little support.

Best Dog Breeds for Seniors

According to Thesprucepets.com, a Bichon Frise, Cavalier King Charles Spaniel, And French Bulldog are the top three breeds that are senior friendly. Using a breeder, or asking a shelter which breed of dog would be appropriate for the senior, is a good place to start. Shelters and rescues work hard match the right dog to the right human. Once the match is made, the bonding and love can commence! This is the perfect situation to say, “who rescued who?” The dog needs their human, and the human needs their best friend.

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Christmas Cards for Seniors

I just received the sweetest Christmas card in the mail from one of the lovely ladies I helped in the past.  I have it hanging by my desk to remind me why I do this.In this instance her daughter-in-law, via the Internet, had contacted me.  She had been researching options for her mother-in-law who lived out of state but was thinking of coming to the Chicago area to be near her son and D-I-L.  Her husband had recently died and she was alone in a very large home they had shared together for years.While she was still in good health, and getting there in an emergency wasn’t an issue, it still was quite a chore and a time commitment for the family to come visit.  She did not live by any major airports so with flying time and driving time combined the distance was just too much.The son wanted mom to be near enough that they could eat together at least once a week, but wanted mom to feel as independent as possible.After finding out the care needs (there weren’t any other than socialization) and the budget – we set out to look at two places I thought would work.  They like the first place we saw and we set out to tour the second next.  (The son gave me props for being really great at following someone in their car…).  They really liked the second place and they were offering some very attractive move in specials so they decided to fly mom in to take a look.Well she loved it and didn’t even look at the first place.  She moved in a few months later and within a few weeks had signed up to be on the welcome committee for all new residents.Now when I take other families on a tour of this particular building, I am sure to see her out and about – and I also know that she will be part of the team of volunteer residents that will help the new resident find their way around.

Photos from Brigette Tohm from Pexels.

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Real life Rosie the Riveter gets to meet the Blue Angels

A resident of Brookdale Plaza Lake View and her sister were granted the opportunity of a lifetime to meet the Blue Angels.  The wish was granted through an organization called Senior Wish.This past weekend the Blue Angels flew into Chicago as usual to entertain the masses during the annual air and water show.  But this time two sisters got to meet the crew in Gary Indiana.  Both have a fascination with airplanes and flying and the older sister worked as a riveter during WWII building planes.  She planned to be a pilot, but alas those dreams were not to come true.  However she & her younger sister have remained enthralled with airplanes to this day.Attached is a news clip from WGN that shows the ladies meeting the team, and gives a little back story on their history and lives.  It is so great to see how vibrant and young they both still are.  Most of the interior shots were filmed at the community!Real life Rosie the Riveter gets to meet the Blue Angels

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IDPH Underreports COVID-19 Cases. Senior Living Advisors is Up To Date.

When buying a home, we seek out a realtor to guide us to the perfect house within budget. When we want to draw up a Power of Attorney, or a Will, we seek out an Attorney who can make sure we are within the legal guidelines so our futures are secure. How do we do the same when finding long-term care for our loved one?

Department of Public Health (IDPH) is undercounting COVID-19 cases

According to an article in the LaGrange Patch earlier this week, the Illinois Department of Public Health (IDPH) was not counting positive Covid cases that were located in Plymouth Place, a Continuing Care Retirement Community (CCRC). The nursing team at Plymouth Place was following protocol to alert the State to the positive cases, but noticed in later updates that their cases were not showing up on the daily reports shared by IDPH. Senior Living Experts is aware of another CCRC in the Chicagoland area that has had no positive cases, but was inaccurately reported as having three in their community by IDPH. We are closely monitoring other communities in present time.

How can we do this if IDPH is incorrectly reporting COVID-19 incidents in communities?

When our loved one desires, or requires senior living, we (should) seek out a Senior Living Advisor who can guide us to communities that provide the level of care, services, and amenities the senior would benefit from the most.

With so many unknowns and misinformation these days, at Senior Living Experts we believe it’s important to work with an Advisor so that you are getting accurate information. It’s our job to know the details of a community, and find out not only the pricing, but also the “culture” of a community. This translates to things such as the ingenuity of activities brought to residents and creative solutions that work within State regulations. Yet, guaranteeing the residents remaining in their current level of care, a good experience and consistency in staff.Covid-19 has shined a light on Senior Living, and we want to guide you down what can be a very overwhelming path. We will get the information you need right along with you, for you, and with the very individual preferences your loved one needs at this time.

For a free care consultation, call our advisors 1 (773) 453 486 or online here.

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Gifts for Assisted Living Residents

Do you have trouble finding gifts for assisted living residents that are useful and appreciated? These ideas are helpful for any time of year; the holidays, birthdays, or simply to say “I’m thinking of you.”

Affordable Gifts for Assisted Living Residents

  • Photo Calendar – Creating calendars with pictures of friends and family is one way to help your loved one “see” everyone on a daily basis. This can be especially helpful for those with dementia or who have family that lives out of town. Walgreens, Wal-Mart, local photography shops & online photo shops all offer a variety of calendar options.
  • Coupons for Time – The most precious gift you can give anyone is the gift of time. Create coupons for free using various online sites. (Here is one site that has some already created ideas for different types of coupons. Here’s a family crafting site that offers some templates & ideas.)
  • Activity Books – Adult coloring books, large print word searches, puzzle books or other activities that would keep them busy and interested. Researchers have basically agreed that keeping the mind active helps you age well.
  • Writing Supplies – A gift box of paper, pens, stamps, blank cards, and envelopes can help assisted living residents keep in touch with friends and family. Jotting a simple letter or message not only helps keep them connected but will most likely put a smile on the face of whomever receives the thoughtful words. Who doesn’t love getting something in the mail that’s NOT a bill?!
  • Theme Baskets – Create a basket of any size with a theme in mind. Themes to consider include; personal toiletries, snacks, crafting supplies, paperbacks, or anything that you think they would enjoy.

Technology Gifts for Assisted Living Residents

It’s important that you not only set up tech gifts but spend a little time teaching them how to use it. Install “safety features” to avoid accidental purchases, etc.

  • Digital Photo Frame – Digital photo frames are always nice. Best Buy offers some starting around $35 online; while you may find some less expensive versions elsewhere.
  • eReader – You may think that an eReader wouldn’t be accepted by seniors; however, many find that they enjoy them after giving them a try. (Local libraries often offer free eBooks & most readers have free resources available – check Barnes & Noble, Amazon & other online sites)
  • MP3 Player – You can find inexpensive MP3 players to load on music that they would enjoy. The benefits of music can be quite amazing.

Clothing Gift Ideas

Think comfort and safety when you purchase clothing.

  • Bathrobe – After a shower and settling in for the night they may decide to go out and participate in a scheduled event. A bathrobe allows them to feel covered up while still in comfortable nightwear.
  • Non-Skid Slippers – Replace worn and torn slippers for safety sake. Make sure they are well built with non-skid bottoms.
  • Pajamas – Comfort is always appreciated and a soft set of pajamas are always make great gifts for assisted living residents.

Financial Gifts

  • Spending Account – Many residences have personal flexible spending accounts that allow them to make purchases on their own. Adding money to this account can ensure that the money is safe and applies to something they can use or enjoy.
  • Hair Care Certificate – Some senior living residences have in-house hair salons or barber shops. Pay for a visit to be used when they want or purchase a gift certificate to their favorite offsite hair facility or spa.
  • Extra Bill – Some extras such as cable or even utilities may be billed separately, depending upon the type of senior living facility. You can always put money on their account to help them out financially.

Because Senior Living Experts offers assistance in finding the right senior living facilities for your loved one, we want to be sure they remain happy once they’re moved in! Gifts for assisted living residents are always a great way to bring a smile to their face, any time of year. Photo by basykes

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Technology Best Bets for Seniors in Assisted Living: How to Monitor Your Elderly Parent

assisted living facilities are entrusted with a lot: they care for our parents and other loved ones at a time when they are developing special needs, but still want to remain independent.Recently, technology has been evolving that helps them fulfill that charge and care for seniors more effectively, with less intrusion into their lives. Such technologies have been harnessing the power of wireless Internet to help seniors live safely and independently within such facilities.1. Motion-sensing systems: Sophisticated motion sensors installed around the home can help detect the well-being of seniors and communicate possible risks to caregivers and families.A number of different companies— including BeClose and GrandCare— offer sensor packages that can be installed within a room and even beneath furniture to detect even very slight movements. In the event that no movement is detected for a certain length of time, staff at the care facility will be alerted to check on the resident; family members can also be included in these notifications.Alternatively, some seniors are instructed by caregivers not to get out of bed— such systems can also alert staff that residents are moving too much when they shouldn't.2. PERS devices: Personal Emergency Response Systems have been around for a while now, usually taking the form of a button that a senior wears around the neck that can alert others in the event of a fall. However, more sophisticated PERS systems are being developed which can help alert staff even if the senior is unable to press the button.Sophisticated sensors equipped on a belt or another piece of clothing can detect regular walking patterns and determine if a fall has occurred; they can also determine the severity of the fall and alert different emergency personnel if necessary. Such systems are also usually equipped with GPS now so that they can determine the exact location of a senior in need of help.3. Medication reminders and dispensers: Seniors often have a broad variety of important medications they need to take, but it can be difficult to remember which medication to take when.A variety of systems— ranging from the simple to the complex— have emerged to tackle this problem. At their simplest, pill bottles can be equipped with alarms that sound at particular times of the day; at their most sophisticated, a special pill dispensary can connect to a service with instructions from doctors determining which medications will be dispensed when.4. Stove monitors: Some assisted care facilities offer kitchens that allow residents to continue preparing their own food; however, one of the most common concerns for seniors is that they may accidentally leave the stove on and thus start a fire.Motion sensors can be equipped onto stoves that measure activity in the kitchen; they will then shut off the stove if nobody has moved for a set amount of time.5. Smartphones: While the cramped screens of smartphones can be a challenge for seniors to operate, accessibility software that allows people to interact with their phones in different ways, such as by issuing voice commands. This is especially important because many different technologies can now interface with smartphones to help track medical history, measure activity, or just help seniors simply and easily stay in touch with their loved ones.All high-tech gadgets aside, many seniors still report they feel more comfortable in a home with a landline, especially in times of power outage or natural disaster. Plenty of carriers like CenturyLink and AT&T still offer Internet bundles that include a home phone plan for those on a budget.A big thank you to our friend Rose who put this post together for us!Rose Haywood is an Internet tech blogger and small business marketing/tech consultant. She hails proudly from Asheville, NC but resides for the time being right outside of Atlanta, GA. Feel free to reach out to her directly via twitter.

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Long-term care insurance and why it should be seriously considered

According to the New York Life insurance brochure, about 52% of Americans will develop some type of disability which will require long term care in their future. The estimated cost for just one person needing long term care is $172,000. As with everything, planning ahead is imperative, and long term care insurance is no different. By the time long term care is needed, it’s too late to get long term care insurance. A good time to start thinking of getting it is in your 50’s or early 60’s. In planning for this time in life, asking yourself these questions is important:

Who will take care of you, and how much will your care cost?

What is your guaranteed income in retirement?

Would your home be your primary means in paying for long term care?

If any other asset is your primary means for long term care, are there tax consequences to liquidate it?

What does long term care cost in your area?

Senior Living Experts can help you in researching this. What is the right amount of coverage for you? I have met a financial advisor who’s mantra is “A little bit of something is better than a whole lot of nothing”. Meaning, you don’t need to cover all possible scenarios that your care needs may require, but choosing a moderate plan that will cover the majority of the care that you may need should suffice.

The younger you are when purchasing coverage will ensure the premiums are much less, and because someone in their mid-40’s is most likely in good health, this is also a good time to think of getting long term care coverage started. Most of the New York Life policy holders indicate that they would not be able to receive the care they are currently getting if they didn’t have coverage. They would be forced to rely on family for care and financially as well to cover their care needs.

We all want to remain independent and long term care insurance allows us to pay for our care needed, whether that be with the help of a home care company, or senior living community. Senior Living Experts would be happy to meet with you to discuss your specific situation. We can go over the costs based on your location in Chicagoland, and if you are working with a diagnosis that requires a specific level of care. We will help educate you on what is in the marketplace, so that you can take the next planning step which is to secure your future with long term care insurance.

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Tips to Ease Restless Leg Syndrome for A Good Night's Sleep

Retirement Communities in Chicago’s Southwest Suburbs has tips to ease Restless Leg Syndrome for a good night’s sleep, including exercise, diet, and alternative treatments.According to recent studies, as many as 15% of the population suffer from Restless Leg Syndrome (RLS). This figure significantly increases for individuals over the age of 65, as it is estimated that nearly 35% experience restless-leg symptoms. Other repercussions of this uncomfortable, often painful condition, include fatigue, which can seep into other areas of your life, health, and well-being. Some signs and symptoms of Restless Leg Syndrome include:

  • Urges to move your legs and feet that is difficult to resist.
  • Difficulty lying still and going to sleep.
  • Increased symptoms at night or when laying down.
  • Tingling or burning sensation in the lower extremities, primarily legs and feet.

Some sufferers explain their RLS symptoms as feeling like there are bugs crawling under the skin, or as a jumpy-feeling that makes them want to get up and out of bed.

Retirement Communities in Chicago's Southwest Suburbs Has Tips to Ease Restless Leg Syndrome for a Good Night's Sleep:

Since so many seniors are afflicted with RLS, it makes sense for retirement communities and residential settings to come-up with effective and clever strategies to cope with the symptoms. Some of the tactics employed by professionals in the field of aging include the following approaches:

  • Exercise and movement

Exercise has been shown to be effective at managing symptoms and reducing the severity of RLS symptoms. This includes regular daily activity, using the muscles of your legs, calves, and core, as well as movement during bouts of RLS to reduce discomfort. The relief might be partial, but it is fast and will increase the longer you are up and moving. Furthermore, exercise improves blood-flow to these parts of the body which combats a root-cause of this condition - poor circulation.

  • Hot and cold

The jury is still out as to whether heat or cold are the best way to alleviate the pain and discomfort of RLS. Some sufferers may find that heating packs on their legs at night prevents symptoms, while others find that cold contracts the leg-muscles and minimizes RLS at night. Try both heat and ice-packs when symptoms crop-up to determine which provides you with the most relief, and talk with your doctor about your symptoms for further medical intervention.

  • Iron and diet

Another cause of Restless Leg Syndrome is an iron-deficiency; make sure that your daily diet is rich in iron and that you are taking iron supplements, as recommended by your doctor. Some foods that are iron-rich and that should be included in your diet include:

  • Dark leafy greens.
  • Legumes and beans.
  • Red meat and poultry.
  • Dried fruits.
  • Iron-fortified cereals and grains.

Other tips and tactics

When you are trying to go to sleep, elevate the legs to reduce symptoms of RLS. This aids in the blood-flow, which can be at the core of your RLS symptoms. Arrange pillows and bedding so that your legs are raised above your torso for maximum effect. Also, keep your bedding loose and non-constricting; when bedding is tight or wrapped around you, your toes may instinctively point, which causes cramping and that may bring on your RLS symptoms, unknowingly.

What else can you do?

There are a lot of different strategies that you may try to find relief from your RLS. Figure out what works for you, and notify your doctor of any changes in your symptoms. Try to set up a soothing, serene bedroom that triggers the desire to sleep, and that can help you maintain good sleep hygiene and fall asleep faster.Some other ways to combat your RLS symptoms and get a good night’s sleep include these tactics:

  • Skip the alcohol, as it is a stimulant that can activate RLS symptoms.
  • Don’t eat heavy meals before bed as this can make symptoms worse.
  • Meditate and practice progressive relaxation.
  • Stick to a schedule and skip naps to get a better night’s rest and fewer RLS symptoms.
  • Try natural remedies, such as drinking tonic water, which has a tiny bit of quinine, once used to treat muscle cramps and RLS.
  • Treat yourself to a massage, which can relieve the severity of your RLS.
  • Acupuncture shows some efficacy in quelling RLS symptoms.

Retirement communities have some effective and clever strategies to assist seniors living with RLS, and you can also implement many of these in your own home. Talk with doctors, practitioners, and professionals about other ways to find relief from Restless Leg Syndrome, and consult with Senior Living Experts to find experts in your area that can help.

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The Importance of Maintaining a Healthy Weight in Seniors

It’s healthy weight week and Senior Living Experts wants you to understand why senior weight is an important part of senior health. A healthy diet is the basis for a healthy life and the importance of senior weight in senior health cannot be underestimated.

The Importance of Senior Weight in Senior Health

5 Reasons Why Senior Weight Matters

Healthy aging encourages happier senior living. During healthy weight week we thought we would focus on WHY it’s important to control your weight in your senior years and help you figure out HOW we can help.

  1. Weakened Immune System – As we age our immune system weakens. Diet is extremely important no matter what age you are; but, when you enter your senior years a healthy diet is even more important to help your immune system fight common illnesses. You are also at higher risk for heart disease, diabetes, and other health issues as you age. A healthy senior weight can help with your overall health.
  2. Bone Health – As you age your bones can become weakened. Medications, lack of a proper diet, osteoporosis, vitamin deficiencies, and decreased calcium intake are just a few reasons why seniors may see a decline in their overall bone health. Adding on extra weight can cause increased joint pain and increase the risk of a break if you should fall.
  3. Muscle Mass – As we age we lose muscle mass. The best ways to combat muscle loss are by being active and eating a healthy diet. VeryWell Magazine offers this excellent article on the importance of senior exercising. Focus on strength training and weight resistance. Always exercise under the supervision of your doctor.
  4. Quality of Life – Living life at a healthy weight will increase your overall health and how you feel. A healthier weight, lifestyle and diet all lead to feeling better mentally, physically, and even help maintain healthy energy levels. Our bodies change in many ways as we age and the best way to combat negative changes is by positive, healthy lifestyles and senior weight.
  5. Hydration – Prescription and over-the-counter drugs can sometimes lead to dehydration. As we age we may also tend to drink less. We may drink less because we're less active or because our bladders are slightly “more active” than we'd like. Hydration is an extremely important part of senior health.

How We Can Help with Senior Weight & Senior Health

  1. Weight Charts Change – Many people don’t realize that what may have been a “normal” weight in your 20s is not your “normal” weight in your 70s. This chart from the Diet Bites blog references general weight suggestions for older adults. This BMI Chart by the U.S. Government healthy website gives you some information regarding using BMI to determine a healthy weight. The best way to determine if you are a healthy weight is to talk with your doctor.
  2. A Healthy Diet – What is a healthy diet? An individual’s needs may be different depending upon a number of things; including age and lifestyle. A healthy diet for seniors is defined more efficiently on the South Australia Government healthy living website. Many assisted living facilities, long-term care facilities and in home caregiving companies can help you eat a healthier diet with meal prep.
  3. Exercising – Many senior living facilities offer free exercising programs to keep the residents active. This Free Guide from the NIA & The University of GA offers insight on “Chair Exercising” for those who want to exercise at home in a safer environment that keeps them stabilized by remaining seated or holding onto the chair for stability.
  4. Hydration – Find ways to incorporate regular intervals of drinking water. Set a timer every hour that serves to both get you up and moving, while also getting a fresh drink. It’s a great way to be sure you are staying hydrated. Remember if you have any issues with your heart or have any water retention you will want to discuss with your doctor about how much water he/she suggests.

Let us help you find the best way to live in a healthy lifestyle. Celebrate Healthy Weight Week by understanding the importance of senior weight in senior health.Photo by Army Medicine

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Your Elderly Mother Requires The Same Nutrients As Pregnant Women (Part 2)

I have a friend who’s a vegetarian, but I don’t think you’ve never met herbivore (haha!). Last week, we talked about 4 important nutrients: folate, potassium, magnesium, and B12. This week, we’re jumping into four more: calcium, vitamin d, Omega-3, and the last one is… water. That’s right.

  • Calcium plays many roles in the body. It
  • Maintains strong bones
  • Can be consumed in animal products such as dairy, plant- based foods such as kale and broccoli, and certain processed foods that are fortified with the mineral.

Very often, sources of calcium also provide the body with protein, both of which are needed for bone health. It is best to consume food, rather than supplements, but this can be done if necessary.

Very few foods naturally contain vitamin D, but many are fortified. Supplements of this vitamin are very common. Your body produces the vitamin when exposed to sunlight, but this process becomes less efficient over time.

  • Omega- 3’s are a type of fatty acid.
  • Can be found in soybeans, walnuts and flaxseeds, as well as in fish.
  • Can reduce symptoms in rheumatoid arthritis and slow the progression of age-related macular degeneration.
  • may also reduce the risk of Alzheimer’s disease

Fats in general are very important for body function and energy levels and when part of a balanced diet can help maintain optimal health.

  • Water may seem like an obvious “nutrient” for healthy living, but its importance cannot be emphasized enough.
  • The elderly very often forget to drink water, and over time their sense of thirst may even decline.
  • Once you are thirsty, you are already dehydrated
  • Some people may need to have their amount of fluids restricted due to medical reasons such as kidney or liver disease.

We previously learned that folate and fiber are incredibly important as you age. However, fiber absorbs water, which makes you should be sure to keep your water consumption high!Being healthy means eating a balanced diet. You can take vitamin supplements to help ensure that you are getting everything you need, (especially if you aren’t always in control of your food choices). Whether in Barrington,  Lake Barrington, North Barrington, Lake Zurich, Deer Park, Inverness, Bull Valley, Crystal Lake, Schaumberg, and Hoffman Estates, nutrition should be a top priority while you age!

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Dementia Risk in Posttraumatic Stress Disorder: New Review Links Dementia to PTSD

A new review links dementia to PTSD, particularly recognizing dementia later in life among veterans previously diagnosed with post-traumatic stress disorder.Could there be a link between dementia and PTSD (post-traumatic stress disorder)? Studies are emerging that highlight the similarities and parallels between these two medical conditions, particularly when it comes to diagnosing dementia. Veterans diagnosed with PTSD were found to be more than twice as likely as those without PTSD to develop dementia as they age. Be proactive and see a provider if you- or someone you love- is exhibiting the signs and symptoms of a serious medical condition; Senior Living Experts can help put you in touch with practitioners in your area.

A new review links dementia to PTSD in the following ways:

  • Prevalence

The first commonality of these two medical conditions is the prevalence; over five-million people in the US are diagnosed with Alzheimer’s, and over five-million individuals are diagnosed with PTSD. Furthermore, veterans with PTSD were 77 percent more likely to develop dementia than those without PTSD, a higher risk factor than even those participants that had diagnoses of depression, head-injury, or substance dependency. This link becomes significant when you consider that around 14% of seniors over 71-years of age are diagnosed with later life dementia of some kind.

  • Memory-loss

The next visible link between dementia and PTSD is memory loss. Both medical conditions are earmarked by memory deficits as the condition progresses. This could be indicative of damage to the hippocampus, the area of the brain that controls memory, caused by both PTSD and dementia. This brings up the possibility of acute stress causing irreversible damage to this region of the brain, evident in both PTSD flashbacks and dementia triggers.

  • Signs and symptoms

Another link among those living with PTSD and individuals with dementia is the symptomology - symptoms including disturbing flashbacks, traumatic nightmares, fatigue, mood disorder, anxiety, despondency, insomnia, and anger are common with both populations. Could dementia be the manifestation of chronic trauma, or could PTSD be an early-warning for the presence of dementia? Researchers and medical professionals continue to seek a definitive answer regarding these two serious conditions.

  • On-set

The population in the US is aging, and the number of seniors is growing. This could be related to improvements in healthcare or lifestyles that support longevity. While many seniors enjoy a satisfying and active life during the golden years, some may experience difficulties that could impact mental health and well-being. Traumatic experiences such as the loss of a spouse, retirement, or a recent divorce could all serve as triggers for decline in mental function, including symptoms of PTSD or progressive dementia. Other age-related factors, such as physical impairment, mobility issue, or illness can also exacerbate psychiatric symptoms and, in many cases, warrant the need for clinical care.

  • Overall impact

It bears repeating: Over ten-million people are impacted by post-traumatic stress disorder and/or dementia in this country. Clearly the impact of both PTSD and dementia are felt widely; availability of treatment resources in some regions may be lacking, but the bigger issue is detection and diagnosis. Many seniors choose to compromise their quality of life by self-managing symptoms in an effort to maintain and preserve autonomy. This may manifest in unhealthy coping strategies, such as increased drinking or drug abuse, in an effort to treat their symptoms.By the time many visit a doctor or healthcare facility, their condition may require stabilization via hospitalization. Alcohol use and drug abuse can cause life-threatening complications when trying to treat mental health issues and nearly 15% of the elderly population struggle with substance abuse and chemical dependency. Although it remains unclear whether PTSD increases risk-factor for dementia, or if recurring PTSD symptoms are damaging a region of the brain that could manifest later in mid-to-late onset of dementia.

Let Senior Living Experts help you find the healthcare you need.

There are online resources to help you navigate healthcare networks to find the help that you or your loved one needs. This can range from simple assessment to clinical diagnostics- providing you access to viable treatment options based on your distinct needs. This results in a collaboration among resources, providers, and networks that help consumers manage illness, navigate systems, and find help when they need it most.Take the time to express your concerns to a provider and let Senior Living Experts narrow-down the field to find the perfect practitioner for you. Take charge of your healthcare and be certain that you are aware of the risks and issues that could accompany aging; don’t take your symptoms or concerns lightly. There are links between PTSD and dementia, and a seasoned healthcare provider will be the best person to determine where to go from here. Don’t let symptoms and worries impact your quality of life; if you have concerns about your own well-being, reach out today.

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June is Men's Health Month 2018

Traditionally, every June is National Men’s Health Month in the United States. Senior Living Experts wants to help men live longer, healthier lives.

Men’s Health Statistics

Keep in mind that the leading causes of death in America, in no particular order, are cancer, vascular disease, suicide, and diabetes.

  • Men live an average of 5 years less than women
  • Over half of “premature” deaths in men are preventable
  • Men are less likely than women to make preventative doctor visits than women (50% fewer)
  • Half of all men will experience cancer during their life
  • Men tend to have higher “at risk” lifestyles and jobs
  • Men have an overall higher death rate from the leading causes of death stated above
  • Men’s health is tricky; because men are taught to be “tough”; so they often ignore signs of medical distress or health and don’t seek help at the first sign of a medical problem
  • Depression in men is very real and men are 4x as likely to succeed in suicide attempts; the link provided provides an excellent resource regarding men and depression

Be a Healthier Man

As you age it’s important to pay close attention to your health and even more so, preventative medicine. Wouldn’t it be easier if we had a Blueprint for Men’s Health or came with instructions? The link above provides a free 70+ page book to address men’s health and taking action to live longer and healthier lives.

  1. Take Charge – It’s your body and you are in charge. Don’t be afraid to ask questions, get educated, and speak up when it comes to your health.
  2. Utilize Free Resources – Seniors can feel as though staying healthy is too expensive so using free resources can be the answer to a healthier life. Local health fairs, free screening events, free or low-cost clinics, free online books and pamphlets, and the Men’s Health Network (1-888-636-2636) are just a few resources available.
  3. Self Exams – Self exams do not necessarily have to be done by ourselves. Common exams include breast exams, testicular exams, and skin checks (especially areas that you yourself cannot see); these exams can be done by a partner or caregiver regularly, as well as during your regular doctor’s office visits.
  4. Act Quickly – According to the book “Blueprint for Men’s Health” a recent study showed that two-thirds of all men wouldn’t seek medical attention even if they were experiencing shortness of breath or chest pain (two major signs of a possible heart attack)! We have to change the way men think about reacting to pain, aches, and literally trying to “be tough” so they realize that acting quickly can save their life.

Let Senior Living Experts guide you during Men’s Health Month with information and resources to help you and the men you care about live long and happy, healthy lives.Cited Works:Photo by jp26jp / PixabayMen's Health Month Website

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Facts & Figures About Centenarians

More and more Americans are living to age 100, becoming centenarians. A recent article in US News focused on a number of factors that they seem to have in common.

Common Factors of Centenarians

  • Oldest State – As a first world country, the lifestyle and customs can be attributed to increased life spans throughout the years. The state that boasts the most centenarians in the U.S. is California, with nearly 6,000 seniors aged 100 and over according to this SF News Article.
  • Diseases –Staying disease free is an important key to aging well. It is well documented that a big part of remaining disease free at any age includes remaining active and eating healthy. Once again the benefits of living in a first world country includes healthcare that helps prevent and treat diseases that can shorten life spans.
  • Locale – There are more centenarians in the Midwest & Northeast areas of the country than there are in the South & West; most likely due to access to better healthcare and lifestyles. This could also explain why those who live in larger cities are more likely to live to the age of 100 and over.
  • Socialization – Remaining socially active is an important factor to quality of life for everyone and an important factor to living longer. Living longer is better when you’re happier and being socially active is an important part of that happiness. This article on How to Evaluate Activities Programming in Assisted Living Facilities can help you find the type of socialization that works best for you.
  • Stress Reduction – Reducing your stress allows the body and mind to regenerate and refresh itself. Excellent resources to turn to include music, Yoga, reading, audio books, becoming involved in church activities and social community events.

There are no blueprints to follow for becoming a centenarian, there are certain lifestyles and habits that can increase your longevity and your overall quality of life.

Facts & Figures About Centenarians

  • The Future – The oldest baby boomers were born in 1946; this means that the oldest of Americans in the biggest generation are 67 and younger. This aging generation will obviously grow older, creating more needs for good senior living options.
  • The Numbers – According to the Pittsburgh Post Gazette the number of those who are 100 and over has doubled since the previous census, to over 72,000 and by 2050 it is projected to be nearly 300,000.
  • Genes – Your genes only account for about 10% of your chances of living to be 100 or older. While genes can help a little, the truth of the matter is that your lifestyle, diet, exercise, socialization and proactive healthcare play a bigger part in reaching 100 than genes.
  • Exercise – Exercise for seniors is important. This free PDF provided by the NCOA focuses on exercise and how it benefits your balance, strength, endurance, and more.

Looking Forward to Being a Centenarian

Senior Living Experts offers a variety of services to help you take charge of aging successfully. We help make becoming a centenarian not only possible but easier by helping you make the choices you need to ensure quality of life as you age. Photo by Sam Beebe, Ecotrust

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Discovery

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After a choice has been made and your loved one has moved into their new home, we will continuously check in to make sure everything is going well.

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