Senior Living Experts can help you choose Chicago memory care facilities for your loved one. It’s important to keep our loved ones who suffer from memory problems due to aging or dementia related diseases safe and as active as possible.

FAQs on How to Choose Chicago Memory Care Facilities

Our services are free and offer guidance to help you choose Chicago memory facilities or a memory facility just about anywhere in the United States.Who qualifies for memory care?

In order to qualify for memory care the patient has to have problems with at least 2 ADLs (as they are described here). They do not have to have dementia but most will be suffering from some type of health problem that interferes with their ability to think properly and remain safe when left alone.

Is a memory care facility an in-patient or out-patient care?

memory care facilities are long-term living facilities. In most cases the inability to care for themselves properly stem from degenerative health problems that will require a long-term care living facility.

How is memory care different from a nursing home or standard long-term care facility?

In some cases the type of housing can be very similar; however, the main difference is the ability to keep the resident safely inside (what used to be referred to as a lock-down unit). The care itself is very similar and focuses on stimulating the mind and memories, along with overall health care while keeping them safely in place.

Do only Alzheimer’s patients live in memory care facilities?

A memory care facility can often be a part of a larger assisted living facility; offering specific types of care as it is needed throughout the facility. memory care units house many Alzheimer’s patients but can also include those who have traumatic brain injuries, non-Alzheimer’s dementia, lasting effects from a stroke, cerebral palsy and more.

Are there only seniors in memory care facilities?

It’s most likely that memory care facilities will have more senior citizens than any other age group. Some facilities may choose to use certain sections of a facility as a unit that is targeted towards specific types of residents (seniors, dementia patients, brain injury patients, TIA & stroke patients, cerebral palsy patients, etc.) in order to help keep them socially active.

Are all memory care facilities “lock down” units?

All memory care facilities will provide locked and limited exiting for safety. Many memory care facilities are units within another facility and may vary on how limited the residents are able to ‘move about’ depending upon need.

Other units within the facility may choose to place those who aren’t considered wanderers or who may no longer have the ability to walk or move without assistance in a slightly less secured area but it will still be locked.

In some cases electronic arm or leg bands are used to keep track of  residents; allowing for a little more freedom of movement.

What to Look for When You Choose Chicago Memory Care Facilities

• Safety – Because the majority of residents in the facility are not able to take care of themselves if alone, all memory units will be secure. However, you may prefer to choose Chicago memory care facilities that offer a varying degree of roaming ability within a larger, locked & safe unit.
• Programs & Activities – You will want to think about quality of life when you choose Chicago memory care facilities that meet your needs. Make sure that there are a number of events, programs and activities scheduled specifically designed to enhance memory and stimulate thinking.
• Continuous Care – As the residents likely have degenerative health problems; you want to be sure that the facility offers various levels of care that can include the changes that will occur as your loved one continues to reside in the facility. Remember that this is a long-term care living facility; chosen to keep your loved one not only safe and healthy but active for as long as possible.
• Staff – Once you have your choices narrowed down take the time to meet the staff in the facilities you prefer. Visit at a variety of different times throughout the day, during dining hours, and on weekdays as well as weekends. Take note of the residents and what they are doing, where they are and if they seem to be getting the care they need.
• Outdoor Access – Even though you want your loved one safe and unable to go out wandering throughout town you also want them to have access to the outdoors. It’s important that clearly visible, safe, enclosed areas such as courtyards are available to encourage some fresh air and sunshine.

A Difficult Decision Made Easier With Our Help

There is no question that making the choice to place a loved one into a memory care facility will be difficult. However, you have to remember that by the time it’s time to choose Chicago memory care facilities your loved one will have most likely had frightening times when you weren’t sure they were safe.Photo by michaelpremo

With the holidays coming up I thought it might be a good idea to talk about visiting with loved ones who live in senior communities, assisted living or nursing homes.

Many times families will come in and spend the afternoon with their loved one in their rooms. You should really be visiting with them in the common areas. \ When someone comes to your home, you don't invite them into your bedroom to spend time with them do you? No, you would visit in the kitchen or the living room... Every community I work with here in Chicago has common areas, use them!  The bistro area is usually the best, because you can enjoy a cup of coffee or a snack.  Its a great opportunity to meet some of the other residents or staff and see how they respond to your loved one.

Remember this is their home, treat it like a home and make use of all the common areas!  Bring a pet if they facility will allow it.  The other seniors (well most of them...) will enjoy visiting with the pet as well.  Some of the other residents don't have family or friends that can visit so you may be making someone else's day if you do so!P.S. Note that the only picture I could find of a child visiting their parents in assisted living - is actually posed in their bedroom, exactly what I just said not to do, but I really liked it.

Group homes are residential homes that provide a homelike environment for usually under 10 seniors to reside. Some are licensed assisted living, others do not provide personal care assistance, but much needed support. The homes have 24 hour staff members who care for residents, provide activities, and homemade cooking. The pricing in our area can begin at $1600 per month for no personal care, but meals, activities, and 24 hour security and support. For personal care assistance, including things like dressing, bathing, and medication reminders, the cost is more typical to be close to $4500/month.Group homes are extremely popular on the west coast, Florida, and Texas. One Texas group home owner indicated that there are 280 group homes in his county, where in Chicagoland you may have only one group home in any particular county!These homes provide a very low care ratio, for example, there may be two caregivers for six residents. Not all of those residents need any care. The group homes also provide a family atmosphere, any concerns are met immediately, all in a private and quiet environment.Group homes are a great option for families to consider for their loved one. Their affordable monthly rate, personalized service, and smaller set up are just what some seniors are looking for!

I know I talk about this a lot but it bears repeating as some of the older posts get lost on this blog.

On average, assisted living facilities across the country cost around $3,000 a month or $36,000 a year.  In the Chicago area, costs range from $2,500 to $7,000 a month, depending on the level of care required, location and size of the apartment. The fees are higher when special services and dementia care is added.   In Chicago, most assisted living homes are private pay meaning the resident or the resident family covers the cost of living there.

Some residents pay with the help of long-term care insurance. assisted living communities do not take Medicare or Medicaid (with the exception of supportive living facilities). While assisted living is expensive, it is usually less expensive than nursing homes, which start around $60,000 a year.

Cost Calculator

When considering the cost of senior living, you should truly compare what it costs to stay at home vs. the monthly fee at a senior community.  Here are some items to consider; costs for these items generally are included in the monthly fee.

• Property taxes
• Groceries/take out/dining out
• Recreational and social activities
• Electricity
• Gas
• Water/sewer
• Maintenance (furnace, washer/dryer repair, etc...)
• Transportation
• Security system
• Basic cable TV.
• Housekeeping/cleaning supplies
• Laundry
• Lawn care/snow removal
• Garbage removal

If you decide to stay home and need care, you need to consider the cost of bringing in that care.  A cost for a live-in caregiver can range from $150 to $230 a day or $4,500 - $6,900 a month.  That of course on top of the costs of living at home (mortgage, rent) and those listed above...

When our loved ones age and new difficulties with health arise, it is important to be honest and plan ahead.  There are a few options (how do you choose?) for our loved ones with Dementia and different people require different care to be happy and healthy.

Home Care

Many seniors find immense comfort in living in their own home where they have lived for the majority of their life. As we age, most of us plan to live out our days in the homes where we hope to raise our families, this can be a possibility for our loved ones with dementia.

There are a couple crucial factors to consider like does you love one to live alone in the house or is his/ her spouse there too? Are the living conditions of the home up to par or is there too much maintenance? And most importantly: how far has the Dementia progressed? Your loved one's doctor can also be extremely helpful. Depending on the answers to these questions you can evaluate if your loved one can live safely in their own home. Part time or live-in aid is also available. One thing to keep in mind is that Dementia will continue to progress so even if they are fit to live on their own now things may change later.

Early Stage Dementia Care

Moving your loved one into a memory care is a great option for some families. For early stages of Dementia, senior communities often have specialized units for seniors who have the beginning symptoms of Dementia. Care for initial stages will feature a more independent living situation for seniors, but will still have consistent aid with an easier lifestyle with the majority of needs taken care of. Would they be good fit for early stage Dementia care? Once again, your doctor is your best friend. One important thing about moving your loved one into an assisted living community at the signs of early dementia is that they can always be moved into a late stage unit as their disease progresses and their needs increase. This is an easier transition than that of home to late stage care.

Late Stage Dementia Care

Late stage dementia requires more care may be necessary. Many assisted living communities offer a unit for those with late stage dementia which offers a more controlled environment and around the clock care. This is a good fit for those who cannot live by themselves and need a lot of aid to be happy, safe, and healthy. Your loved one's needs can be assessed by both those who have been near them and their doctors to decide if late stage care is a right fit for them.

Whether in Barrington, Lake Barrington, North Barrington, Lake Zurich, Deer Park, Inverness, Bull Valley, Crystal Lake, Schaumberg, and Hoffman Estates, senior living communities offer many memory care options for your loved ones and you will be sure to find one that fits.

Senior living facilities near Chicago can help those with cataracts through provider access, surgical aftercare, socialization, lifestyle support, and networking. While there is no way to prevent cataracts, there are some things that you can do to minimize vision impairment. Observing how senior living facilities near Chicago can help those with cataracts is inspiring, particularly since 90% of those over the age of 65 have at least one cataract. The gradual vision impairment that can occur can lead to isolative behaviors and decline in other areas of health, which impacts overall quality of life. Some early signs of cataracts include:

• Cloudy or blurred vision.
• Night blindness.
• Sensitivity to light.
• Need for more light to read or write.
• Surroundings appear to be yellow.
• Changing eye prescription.
• Double-vision.

Living in a setting with other seniors that face the same age-related issues and problems can be a source of strength and support. In addition to a safe and secure environment, these residential accommodations can provide many elements that are key in coping with cataracts, as well as recovering from cataract surgery. Some of the things that senior living facilities near Chicago offer those with cataracts are:

Access to providers.

It is important for providers to monitor cataracts in their patients, particularly if these patients opt for surgery. assisted living residences and rehabilitation provides accessibility for ongoing evaluation from the individual’s surgeon. Don’t underestimate the importance of after-care following cataract surgery. Some of the follow-up aftercare may involve providers off-site; for this reason, it helps for the senior to live in a situation that facilitates these appointments. It is also helpful for patients to have support driving as cataracts cause poor night vision.

Assistance after surgery.

When you notice vision decline or blurriness that your eyeglasses don’t help or if you seem to experience frequent changes in your eye prescription, it could be time to discuss cataract surgery with your providers. Surgery is a very effective and successful way to remove cataracts, which involves replacing your eye’s natural lens.

Social integration.

When vision declines, it can cause withdrawal and social anxiety; some seniors may have a fear of blindness or loss of independence. This may cause some older adults to think they need to have surgery even when their cataracts do not affect their quality of life. Assisted living offers a chance for social integration and a group of peers that have similar situations and experiences; for this reason, it may be more comfortable for the patient to engage and interact, which has a slew of its own health benefits. It can also serve to help the senior with the insights of others that have faced cataracts and that have had to make the decision regarding surgery. This solidarity can empower the senior, which helps maintain autonomy and creates greater sense of purpose and confidence.

Support for lifestyle changes.

While there is no way to prevent cataracts, there are lifestyle habits that can slow their progression. Some behaviors that contribute to cataracts include obesity, smoking, high-blood pressure, and alcohol consumption. Individuals with cataracts should also limit the time that they spend in direct sunlight, and wear eye protection when outside. assisted living offers support in making these changes, along with healthful diet and exercise offerings, which creates the perfect setting for individuals with vision impairment or for post-surgical recovery.  Some such in-house support might include:

• Groups and clubs that focus on health and well-being.
• Stop-smoking support.
• Nutritionist, on-site, for dietary modifications.
• Alcohol-free environment.
• Daily exercise classes.
• Educational offerings.

Perhaps the most important aspect of residential care for those struggling with cataracts or recovering from cataract surgery is:

Senior Living Facilities Near Chicago take a holistic approach to health and well-being.

Senior Living Facilities Near Chicago and the resources that they have at their disposal contribute to holistic health and well-being. It pays to consider things like physical, mental, and emotional well-being, while aiming to improve the quality of life for residents, including those with cataracts or vision impairment. Support in light of recent vision decline and assistance throughout the surgery process are some of the ways that senior living provides a therapeutic environment for the aging; preserving quality of life and maintaining a sense of autonomy are also key.Cataracts are not uncommon among seniors; why not provide them with the most recuperative and therapeutic setting possible? Senior living facilities near Chicago address the typical issues related to cataracts, including vision decline, surgery, social integration, and support. These living situations address the individual holistically, preserving and improving quality of life widely.

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A recent study has determined that there is another factor to be aware of when it comes to Alzheimer’s risk. A study by Massachusetts General and Brigham and Women’s Hospital has linked body weight with higher levels of a protein in the brain that is present with Alzheimer’s disease.

Alzheimer’s Risk Factors

• Genetics – Although you cannot change your genetics, you can gain understanding about increased risk if you know that Alzheimer’s disease has been in your family. Even though it hasn’t been determined how much of an increase risk factor genetics may be, there is a general consensus that when genetic predisposition and at least one other factor are in place there is a higher chance of AD.
• Age – As you age your risk for getting AD increases. Those aged 85 and over are in a higher risk category; with 18% of those 80-89 and nearly 30% of those 90 and over being diagnosed with Alzheimer’s.
• Body Weight – A new study presented in the August 3, 2016 Journal of Alzheimer’s Disease, has determined that there is an increased risk of Alzheimer’s associated with being underweight. While more conclusive studies are needed, it seems that those who are underweight show higher amounts of amyloidal deposits on their brain scan MRIs. Amyloid protein deposits are associated with Alzheimer’s disease.
• Gender – Women are more likely to be diagnosed with AD than men, according to The Alzheimer’s Association.
• Heart Health – There have been studies that confirm a probable connection between heart health and brain health. Because your brain supplies the brain and body with blood and oxygen, any problem with your heart can likely be associated with brain health; being linked to what is known as vascular dementia.
• Diabetes – Ongoing research has determined that there may be a connection between insulin levels, insulin intolerance, and blood sugars and vascular dementia or Alzheimer's risk. Researchers feel that both diabetes and dementia/Alzheimer's may feed off of each other; creating multiple symptoms and medical issues associated with both dementia and diabetes.

Alzheimer's Risk and Prevention

There are no firm prevention methods currently associated with Alzheimer's disease. However, with continued research and information provided there are many factors that point to positive prevention methods being determined in the near future.

• The Mediterranean Diet
• Brain Trauma Prevention
• Stroke Prevention
• Diabetes Cures & Prevention
• Heart Health

All of the above can play an important part in the future of Azheimer's prevention. Senior Living Experts helps you find a safe living environment in the Chicago area, if you or someone you love are experiencing signs of dementia or have been diagnosed. While genetic testing is not currently determined to be an effective way of determining Alzheimer’s risk you may want to read more about genetic testing with this PDF article from The Alzheimer’s Association.Cited Works: The Alzheimer’s Association – Risk Factors CC0 Image by geralt / Pixabay

Choosing assisted living can be difficult as our parents age and we watch our lives take a bit of a reverse role. As we grew up our parents took care of us; but time changes things and we are sometimes forced to begin watching after them and keeping them safe and happy.

Steps for Choosing Assisted Living

The first thing to remember is that while there is no perfect map to follow when choosing the path of the life for a loved one’s future as they age, there are particular steps and decisions that are very important.

1. Cost – Money is always a big part of the choices in life that we make and it is a very important part of choosing where our loved ones live out their golden years. Professional guidance to help you see the best options for your budget is very helpful and important.
2. Changing Needs – If at all possible, it’s important to have your parents’ input as to what they want; giving them the opportunity to age happily and safely. Taking their medical needs into consideration is obviously most important but keeping your parent happy with certain amenities can truly make a world of difference in their quality of life.
3. Expert Guidance – Most of us haven’t had to make decisions as to choosing assisted living facilities for someone we love, so utilizing experts such as Senior Living Experts can help find the best resources available to help make your decision easier. Having guidance while making the best choices possible for your loved one will help ensure that everyone remains happy and safe.
4. Narrow Down The Choices – It’s important to narrow down the choices on paper and then take the time to visit a few of the facilities that you feel would be most fitting. Choosing assisted living is never easy but a well thought out and guided path can make all the difference in the world.

Paying Back the Love & Caring

One of the best ways to thank our parents for all they’ve done for us is to prepare their future for them in the best way possible. This Assisted Living Checklist provided by AARP can be helpful as a start in helping you figure out the beginning stages of what to look for and question when it comes to choosing assisted living facilities. Whether you’re choosing aging at home with in-home care or choosing assisted living that focuses on both the social and healthy safety options available for their future, having expert guidance will make your choices come together as easily as possible. Cited works:Photo for Choosing assisted living by TXRMTODAY / Pixabay

April is Bereaved Spouses Month and Senior Living Experts wants to help you with losing a spouse. We can find you the options and care you need as you move on with your life.

Constant Caregivers who Become Bereaved Spouses

One of the hardest times of life is when one our partner's life begins to decline.If you're loved one has passed on after a long battle with diseases such as

• Dementia
• Cancer
• COPD
• Alzheimer's
• Debilitating Disease

you may have already begun the bereavement process without realizing.

Coping with the Loss of a Spouse

Something that many people don't understand as they deal with the lose of a parent, family member or friend is that the spouse of the person they lost may have already been dealing with their loss for a number of months or even years; having truly lost their loved one as they knew from the onset of deteriorating health..

The 3 R's of Losing a Spouse

1. Recover - You have to allow yourself to recover from the loss. Every person is different in how long this may take and there are no "rules" to recovery.
2. Reclaim - You have to reclaim who YOU are. After so many years of being "us" you may have difficulty in finding yourself again. This too takes time and has no specific time that tells you how long it should take to start finding yourself again.
3. Rebuild - Once you've accomplished the above it's time to begin rebuilding your life, your social network and your purpose. This is the longest and, eventually, the most exciting part.

Rebuilding Your Life as a Bereaved Spouse

One of the most important things to remember is that there is no time-line in recovering from the death of a spouse. Everything should be done on your own timeline; at your own pace.

• Friendships - You may find that couples and friends you've had when married are less likely to call or stop in to visit. This is often because they may not know what to say or how to act. New friendships will be built and true friendships will return to normal, slowly.
• Relatives - Relatives may seem as though they're butting into your business. You can speak up and draw lines to show your family what you do and don't want as you move through the bereavement process.
• Activities - Start new activities, enjoy new things and begin to rebuild your own special times (sometimes even alone). Everyone is different when it comes to handling being alone; so it's okay to move slowly and even search for a friend, relative or new group that allows you to be you.

It's not easy for those starting life over without a spouse; however, there are online support groups that can help. Let us help you determine your next step with expert guidance that includes bereaved spouses becoming fully alive again.Cited Works:YWBB - an online "young widows blog" that has now closed

‍danilarrifotografia0 / Pixabay

Hopefully we can put fears to rest about tracking seniors and constantly monitoring their location in the future. While it may seem silly to some, the reality is that with the rate technology has changed and speculation about how to keep children from being kidnapped by using implanted GPS micro chips, you can easily see where this fear is based.The reality is that micro chipping a human is not currently a realistic technology. This article on micro chipping children explains it all.

Tracking Seniors Shouldn't Be a Fear as We Age

• Technology - Current technology really isn't close to being able to implant a permanent tracking device in humans. Chances are we won't see it as a viable technology anytime soon.
• Need for Monitoring - Tracking would only be beneficial for those who have a need for monitoring because of safety reasons, such as those with Alzheimer's or dementia in which they become "wanderers."
• Costs - Considering the probable expense, it's not realistic that our government would require GPS monitoring for all people at a certain age (a common fear some seniors have). Even if micro chipping was available, it's fairly safe to assume it wouldn't be economically feasible.

Options for Tracking Seniors Who Are at Risk for Wandering

Here at Senior Living Experts, we will work with you to determine what would work best for you to ensure your loved one is safe from wandering off alone in the big city of Chicago. Options may include technology based devices, caregiving services while staying at home or a senior care facility.

• Tracking Devices - We do not endorse any particular device; however, here are some of the latest technologies available:
• iTraq - literally a brand new device that was recently brought to reality via an IndieGoGo campaign. The iTraq site describes how a credit card sized tracker uses cell towers to ping the tracker. This would require your loved one to have the tracker on their person.
• Project Lifesaver - was created specifically with finding people in mind and in particular those who may wander. Their site explains how the system works and requires an ankle or wrist transmitter to be worn.
• Bluewater Security - providing a wrist watch option that was created specifically for those with Alzheimer's and dementia who wander. Their website offers a few different options to choose from.
• Senior Living Options - Many senior living options address having to have "locked" units or constant monitoring for those who are wandering risks. We specialize in helping you know the best option available when it comes to senior living; looking at all possibilities including how to remain at home.

Senior Living Experts can help you determine what your best options are if you're needing help in deciding how to keep a loved one safe. There is no reason to fear the future and the idea of tracking seniors when you have a number of realistic options to help keep you and your loved one safe, now and in the future.

photo by fdecomite on Flickr

Caring for traumatic brain injury patients can be difficult, especially when family is trying to do it all alone. Senior Living Experts can help you find the right long term care facility that can offer expert care for the needs of those who have suffered from a traumatic brain injury (TBI).

Chicago Long-Term Care Facilities Can Help with Traumatic Brain Injury Patients

In most cases you will want to choose a memory care facility or at the very least a facility that specializes in TBIs. There are a number of reasons why choosing a long-term care facility is probably better for the family and the patient in most cases…

• Accommodations – The average house is not built to accommodate the special needs of those who have physical and/or mental disabilities. With the proper guidance there are a number of long-term care facilities that are geared to the specific needs of traumatic brain injury patients.
• Therapy – Most facilities offer on site therapy units that can help develop and strengthen problems associated with a TBI. Whether it’s memory & cognizance problems or strengthen & mobility issues (or all combined) they can address the issues with physical therapy, occupational therapy, speech therapy and in some cases access to aquatic therapy (highly recommended for seniors & especially for those who have mobility difficulties).
• Treatment – Treatment for the symptoms and results of a TBI is important. Most facilities offer 24/7 access to professional medical staff and most likely a doctor who remains on call for the facility. Traumatic brain injury patients are not all the same and treatments are usually very specific to the needs of the patient.
• Falls – Because falls are the leading reason for TBIs it can be expensive and sometimes nearly impossible to transform the average home of seniors into a living space that is as safe & accommodating as a long-term senior living facility. Falling once puts you at an increased risk of falling again; so placing them in living facilities that is geared towards reducing the risk of falls can help you have peace of mind.

Needless to say finding the right long-term care facility is important to both treatment and living a quality life after experiencing a TBI.

TBI Facts and Information

Traumatic brain injuries affect 1.5 million Americans according to the CDC. These numbers are most likely underestimated due to the number of ways TBIs occur and can also be associated with other medical problems.This information is meant to help you have a more complete understanding about TBIs and all facts and statistics are provided by the CDC unless otherwise noted.

• TBIs are the leading cause of death & injury in the United States
• 138 Americans die every day from injuries associated with traumatic brain injuries
• 30% of all injury deaths are attributed to TBIs
• TBI rates are highest in those age 65+
• Falls account for the leading cause of death from TBIs in those 65+
• The age group with the highest hospitalization rates for TBIs are those age 65 and over

Traumatic Brain Injury Patients Deserve Quality Living

The severity of the symptoms from TBIs can vary greatly. If you’re loved one has suffered a traumatic brain injury they deserve to live the best quality of life possible. We can help you find the long term living facility that best fits your needs and abilities to give them that life.Our team can help guide you in finding the facility that best fits the needs of traumatic brain injury patients while addressing all of the factors you feel are most important in providing quality of life for your loved one.Photo by geralt / Pixabay

The Department of Veterans Affairs (VA) developed a pension designed to provide financial assistance to disabled veterans who lacked the necessary funds to provide the care they need.  This pension extends to the veterans surviving spouse as well.  Unlike Medicaid, this pension is "relatively" easy to qualify for and provides substantial advantages over other need-based programs.

While this benefit is not new, its not very 'advertised' and people are not aware of it, or assume they are not eligible.  There are millions of dollars in the fund that are currently going unused.

The benefit is called the VA "Aid and Attendance" pension.  Benefits may also be available for house-bound individuals that require daily assistance to maintain their health, dignity and safety.

Pension will pay up to:

• $1743.00 per month for Veteran and one dependant (wife)
• $1470.00 per month for Veteran alone
• $945.00 per month for surviving spouse

The pension is a tax-free benefit paid directly to the qualified applicant.  The benefit amount paid is available in addition to any other existing resource the senior uses to pay for their care.

Eligibility Requirements:

• Veteran must have served at least 90 days of active duty, with at least one day served during a time of war.
• Assets must be less than $80,000.00 (Assets do not include your personal residence, auto or other assets you use on a regular basis)
• Financial need:  In general, there must be less income each year than the cost of care provided (which is not difficult considering the high cost of care.)  The cost of care not only includes the actual cost (such as hiring the caregiver) or the monthly charges at an assisted living, but also includes the cost of doctor appointments and prescription drugs (non-reimbursed amounts), medical supplies, eye glasses, hearing aides, travel to doctors appointments, etc.
• Medical diagnosis: There must be a medical reason why you cannot live independently and need regular assistance and care.  Assistance with various ADL's up to full assisted living or nursing home care will qualify.

Processing time by the VA generally takes from 4 to 12 months from date of application.  However, once approved, the pension is paid directly to the applicant via direct deposit and is retroactive from the first day of the month following receipt by the VA.

You can apply for this yourself by searching the VA website  . I also found a press release on their website here: Aid and Attendance an Under Used Benefit.  There are also companies that will do the lengthy, time consuming and confusing application for you for a fee.  If time is of the essence and you are not familiar with VA forms, I recommend using one of these companies.  Contact me for information.

Photo by Craig Adderley from Pexels

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Earlier this week I mentioned the underused Aid & Attendance Benefit offered to seniors to help offset the cost of their care.  I received a comment from Deb about another blog devoted just to this benefit.  I have been browsing through it for the past half and hour or so.  Its just so great, I had to include it not only in my blogroll but as a post.  I will also send the link to families I am working with.  I have not been able to find this kind of information in the past and I wanted to share.

The website can be found at VeteranAid.org   

Photo by Craig Adderley/Pexels

On Wednesday, Oct 24  from 6-8 pm, The Hartwell is giving a free presentation on staying connected to someone with memory loss.Daniel Kuhn, MSW the director of the Professional Training Institute of the Greater Illinois Chapter of the Alzheimer's Association will describe what it's like to experience memory loss and how to help those who are living with it.  Daniel has been active in health care and aging for more than 30 years.  He has authored or co-authored more than 40 publications, including Alzheimer's Early Stages and The Art of Dementia.  I have met him a number of times, he is very knowledgeable and very personable. What do people with memory loss need to enjoy good quality of life?  Is there a difference between what we think they need and what they really need?  Join them for this informative program and find out. Please RSVP by Oct 22, seating is limited.  RSVP to 773.275.2400Refreshments will be served! Tours will also be available of the Hartwell after the presentation.  Newly remodeled, the Hartwell is  "memory support" assisted living and is one of Senior Living Experts partners.   Located in a  Chicago  neighborhood setting The Hartwell is a comfortable and relaxing environment that positively affects those with dementia.

‍The address is 5520 N. Paulina Street, Chicago, IL 60640

Photo by Craig Adderley

I was reading my AARP magazine this morning (yeah, I joined AARP and I am only 37, but I like to know what is going on) and I came across a small article in the Your Health section about buddies and being lonely.

The article said that being lonely takes a toll on the body that seems to accelerate with age.  They quoted a University of Chicago report in August's Current Direction in Psychological Science that said that in their study of college students and of adults age 50-68 that loneliness had little effect on the health of the younger subjects.   In the older people however, those who were lonely and not social had higher blood pressure, lower levels of "good" cholesterol and higher levels of the "fight or flight" hormone epinephrine.

The article goes on to say that the research adds to growing evidence linking social isolation to problems with dealing with stress, poor sleep, weak immunity, heart disease, Alzheimer's and suicide. Sheldon Cohen, a psychologist at Carnegie Mellon University in Pittsburgh says "There are roughly 20 large-scale epidemiologic studies now, and they all show that the more socially  integrated you are, the longer you live."

I have seen this phenomenon in the assisted living building that I worked at.  Someone comes in depressed, unsocial.  Sometimes the children even say to us that Mom is not a social person, she doesn't like to meet new people and she won't get along with anyone here.  Then 2 months later, they can't contact her on the phone because she is out with her new group of girlfriends.  I see seniors meet and form bonds and care about others and have others care about them.  Sometimes its gossip, and entertainment, but there is always some genuine concern behind wondering where Sally is today if she doesn't show up for lunch.  They all look out for each other. 

Also, the employees of the assisted living homes provide opportunities for socialization.  Of course those providing care do, but so does the housekeeping staff and the concierge.  So does the marketing person or the dining room manager.  We all meet seniors that touch us and we go out of our way to look for them or say hi.  We also meet tough ones, and are challenged to find out what is going to bring them out of their shell.

I no longer work in the same assisted living building every day - I am in and out of different ones a few times a week.  But I really miss those bonds that I formed with the seniors in our home.  Each one was special and I enjoyed socializing with all of them whenever I could.

Photo by Craig Adderley/Pexles

This morning I attended a fantastic presentation about the Aid & Attendance Veterans benefit that I have written about a couple of times already on this blog.  It was great to review the information that we already know such as the amounts that veterans are eligible for.  But, I also learned a few other things that I would like to share.First we learned that according to a "mystery shop" performed by the "Army Times" 50% of callers to the VA were told the WRONG information about the benefit.  So- if you have called or are planning are calling there is a good chance that you will be given the wrong information, or will be told you are not eligible, when in fact you may be!  I am trying to do some research on this "mystery shop" but so far, have not been able to turn up anything on a Google search.  But when I do I will post it.I did find this information to be true if not dated: A 2004 VA report estimated that 853,000 veteransand 1.1 million widows are eligible but aren’t receiving pensions. That means only 27% of eligible vets and14% of eligible widows get the money that is due them.If all of those who are eligible received pensions, VAwould pay out an estimated additional $22 billion a year.I learned the benefit started after the civil war and that in order to qualify as a veteran of the civil war you had to have fought on the Union side!In order to apply, you will need your discharge separation papers DD-214 or standard form 180 both of which are now on-line and you can find them at the National Archives website.  This is a 28 page application. You will also need a copy of your social security award letter from January.A surviving spouse needs a marriage certificate and a death certificate. (you had to be married to the veteran at the time of his/her death 1 or more years).  If the veteran is well and the wife (for example) is needed care, the wife is not eligible for the benefit.  If the veteran needs care they could be eligible for up to $1,519 a month.  If the widow or widower needs care they might be eligible for up to $976 a month.  If they are both still living and both need care, then they could be eligible for up to $1801 per month.You will also need proof of bills.  In other words, you need to already be paying for this care.  If you are already paying privately for home care or living in an assisted living this would be the type of proof you would provide.  The cost of care has to be greater than their income.  This does not mean that someone who has assets would automatically disqualified.  You can work with an elder law atty or a financial planner to make sure the numbers help you qualify.If you live in Illinois, you will also need a Physician statement VDVA 10 like this one.  The veteran has to prove that they need to pay for care, need help with 2 or more activities of daily living.  If you are living independently, you will not qualify for this benefit.  But its still good to know what you need now, so when the time comes you are prepared!   I would also like to note that Illinois is the state that taps into  this federal benefit the least.  Meaning we come in #50.   Not good. If the veteran is currently living in assisted living or using in home care as I mentioned above, the benefits will be retroactive to the date of application.  Because the application process can take months, the sooner you apply the better.  If you apply in November and get approved in March the benefits will date back to November.  The money is sent directly to the veteran to pay for the care, not the agency or assisted living that is providing the care.Its also highly recommended that you use an advocate to file for you.  If you mail the form to the VA yourself, it could get lost or sent back.   For instance there are financial  planners that will help.  There are elder law attorneys that will help - though you need to note that they cannot charge you for this service.  However they can charge you for any estate planning that they do, which you should probably take care of as well.The American Legion also offers a free filing service.Special thanks to Pat for such and informative presentation this morning. If you are reading this and have anything to add, please feel free to post!  She also told us about another site that is very informative (and at times quite sad) that has information and links and forums for discussion.  You can find it at www.Hadit.com

Now that the holidays are over, you may have seen some changes in your senior loved one that are cause for concern. Here is a list of the Top 10 indicators of Alzheimer’s from the Alzheimer’s Association to look for in a cognitive change for your loved one:

1. Forgetting recently learned information. Often we hear of seniors remembering fifty years ago more easily than we do remembering things from this morning. The ability to retain new information is impaired.
2. They have challenges with planning. Anything that requires steps such as following a recipe or doing bills can become very difficult. The senior can get lost in the process.
3. Difficulty completing tasks. Things such as driving or managing a budget can prove to be very difficult getting lost in the middle of it, and not knowing how to finish the task.
4. Confusion with time and place. Seniors may lose track of dates, seasons, or forget how they got somewhere. We hear of “Sundowners” in the afternoons and this is the time when the senior is not oriented to time of day as they get tired and evening approaches.
5. Having trouble with visual images. Visions issues may come into play, judging distance, spacial relationships, and problems with driving. We have heard many times of the family members finding their loved ones vehicle with scratches or dings on it from not judging distances well.
6. New problems with words and writing. We often hear seniors affected by Alzheimer’s repeating their thoughts, or not being able to come up with the right words to convey their thoughts. Having trouble with clocks is another issue.
7. Misplacing things. Often we may discover things ending up on odd places, losing things, and accusing others of stealing things they cannot find.
8. Poor judgement. A way in which this may come across is making poor decisions with money such as donating to many organizations who are soliciting the senior, and giving away sensitive information. We also may notice that hygiene is not being done properly.
9. Withdrawing from social life. The senior may remove themselves from hobbies as they feel they are not able to manage what they used to be able to do. They may also avoid social situations because they are no longer comfortable with how to act, or what is considered acceptable.
10. Changes in mood and personality. Often coupled with Alzheimer’s, we see an onset of depression, being fearful, having anxiety, or becoming easily upset. This may appear very different than what the senior was like before their diagnosis.

If you notice these things in your senior loved one, you will want to seek medical attention. Specifically, a geriatric neuropsychologist would be the best place to start who can do extensive testing to see if the disease is indeed there, and they are able to determine the stage. The Alzheimer’s Association is a great resource for caregivers and families to assist their loved one manage this disease. At Senior Living Experts, we can help you with other resources including area support groups for caregivers, in-home caregiving and senior living community location assistance.

When senior living in Hinsdale examines the cost of poverty on the aging generation, many correlations are found between quality of care available to these seniors, treatment approaches, and prognoses. Seniors that live in poverty- or below the standard income level guidelines outlined by the US Government- may find correlations between their health and income. Having money does have its advantages and, unfortunately, this is often closely connected to the quality of healthcare afforded them. Don’t go without the professional practitioners that you need to overcome existing health issues, gain relief from chronic conditions, or prevent future problems; reach out to Senior Living Experts for a list of providers near you.

Senior living in Hinsdale examines the cost of poverty on the aging generation

Poverty does impact the overall health and well-being of individuals in this country and could contribute to longevity and lifespan in those with chronic conditions. Talk with practitioners in your area to pinpoint resources to augment your existing medical coverage and increase your access to available services.Some things that impact the overall health of seniors living in poverty include:

Access

Money may not buy happiness, but it definitely can improve channels of access to healthcare, services, and providers. For those that lack financial resources, there are different approaches available through municipal, state, and governmental programs; ask your provider for more information.

Preventative care

When someone is living in poverty, it is possible that there will be some deficiencies in preventative care. A lack of resources could lead to delaying medical treatment, which also impacts the expediency of the diagnosis and treatment options. This could exacerbate a chronic condition, or cause complications later.

Nutrition

If an individual has to make a choice between rent and groceries, or simply can’t afford healthful, nutritious food, their health may take a toll. Good nutrition and adequate vitamins can help fend-off many medical issues and problems that can come from an imbalanced or unhealthy diet. There are food programs available in many regions to supplement the daily nutrition of seniors in their jurisdiction; this might be something your provider, practitioner, or caregiver can assist with.

Stress

Face- it: money can cause stress, and a lack of money for bills, food, or everyday expenses can wreak havoc on anyone with or without pre-existing medical issues. In fact, money is the primary cause of stress in over 70% of reported cases. Stress can exacerbate and perpetuate many serious health risks, from insomnia and mood disorders, to stroke and heart attack. Some ways to help put seniors’ minds to ease a bit when money has them down include these suggestions:

• Try talking to them openly, but don’t lecture or shame them regarding money. Remind them that most people struggle with finances, so they are not alone.
• Bring a few groceries or things that you know your senior will use, rather than offering money, which could hurt their pride.
• Reassure them that their needs will be met. Fear and worry can turn to depression.

Ask the senior’s provider for information related to any programs that could help with things like groceries or home repairs, such as fixing a leaking roof. Does the senior belong to a church? Often-times, churches will step-in to offer support and financial relief for things that parishioners need.

Long-term planning

Seniors should make sure to have advanced-directives in order, outlining the type of care they prefer in the event they are unable to make their own choices. The options in palliative care, hospice, assisted living availability, and skilled nursing provisions are limited for those lacking insurance or resources to cover them. There are programs and plans to help make accommodations more accessible, so speak with your provider or community case managers for more information.Clearly, financial hurdles can impact medical care, which subsequently effects overall health and well-being in many instances. Seniors living on fixed-incomes are most at-risk of neglecting chronic conditions, overlooking symptoms, or being misdiagnosed when they face obstacles of visiting healthcare providers. Long-term planning may help provide assurance of more options later, though this may not be vital for those struggling to live from paycheck-to-paycheck.

Poverty contributes to and exacerbates medical issues and health problems

It is easy to see the effects that poverty has on well-being and how it can impact prognoses, particularly for the senior population. Utilize resources available to augment and supplement your healthcare team, and ask providers for referrals as needed. Don’t have a doctor or geriatric practitioner? Find options near Hinsdale with a little online research.Poverty can shorten your lifespan; talk with the professionals at Senior Living Experts to find the care and resources that you need now for chronic health conditions, medical issues, and incidental injuries. There may be services available to help you better manage your care and improve your quality of life, overall.

This is the number one question we get asked about assisted living every day. And if you are NOT asking this question and are assuming the government will pay for your parents stay at an assisted living, then we need to have a frank talk!Every year, Genworth Life publishes the average costs for senior care and elder care across the country.  These reports include the cost for not only assisted living but also nursing home care, home health aides & homemaker services as well as adult day care. On average across the country assisted living runs $43,200 a year.  That is $3,600 a month.  The state of Illinois on average matches the average price across the country, however the Chicago area has a higher price tag... about $58,740 a year or $4,895 a month.Many people think staying at home and hiring a caregiver will save them money.  However the study found that the national average cost for a Home Health Aide ran $45,760 and in Chicago it was $50,336 a year.  Keep in mind, this is on top of the cost of maintaining the house or apartment your loved one lives in including rent, mortgage, taxes, maintenance, food etc.You can print out a guide to compare the cost of staying at home with care vs. living in assisted living that most people have found very helpful when comparing the two. Click here for more information on the Genworth 2015 Cost of Care Survey.